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Rolph Mortgage
If buying a new home is in your future, then look no further than Rolph Mortgage in Cincinnati, OH. Our dedicated team of industry professionals has the knowledge, expertise, and experience to find the loan that is just right for you. In addition, our home loans and other loan types make us one of the premier mortgage companies in Cincinnati. We are professionally licensed in Ohio, Kentucky, and Florida.

Throughout our many years of experience, we have provided our clients with an extensive array of home loans, Quicken Loans, and exceptional mortgage rates that have customers singing our praises as they close on their home loans. Our hassle-free process is perfect for first-time homebuyers as it puts them in their dream homes quicker with our affordable loan options.

In today's market, buying a home can be a daunting experience. With so many options and companies to choose from, homebuyers often feel overwhelmed by the entire loan process. However, working with Rolph Mortgage takes the stress out of the ordeal as our commitment to customer service and customer satisfaction means our clients never feel unsure about purchasing their dream home.
Services
The Rolph Mortgage team is committed to providing customers with the highest quality financial services with the lowest interest rates and closing costs possible by partnering with many lenders while providing 100's of mortgage options.
We will work with you to ensure that you get a mortgage that is tailored specifically to your needs.
We leverage technology to process your loan quick and easy.
We pride ourselves in delivering to each customer and building long term relationships for your mortgage needs for life.
Conventional Mortgages with typical fixed terms of 30 year, 20 year, and 15 years.
There are options to flex terms from 29 year to 11 years.
The typical minimum FICO score is 620.
The minimum loan to value (LTV) is 97% or 3% down.
Conventional mortgages are available for primary home, second home, and investment for one to four unit residential homes (I-4 Housing).
Contact us today to see if a conventional mortgage product is an option for you.
Conventional Jumbo Mortgages are for loan amounts that exceed the agency county limit.
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We've been helping customers afford the home of their dreams for many years and we love what we do.
The most common type of loan option, the traditional fixed-rate mortgage includes monthly principal and interest payments which never change during the loan's lifetime.
Adjustable-rate mortgages include interest payments which shift during the loan's term, depending on current market conditions.
Typically, these loans carry a fixed-interest rate for a set period of time before adjusting.
Hybrid ARM mortgages combine features of both fixed-rate and adjustable rate mortgages and are also known as fixed-period ARMs.
The first step in obtaining a loan is to determine how much money you can borrow.
In case of buying a home, you should determine how much home you can afford even before you begin looking.
By answering a few simple questions, we will calculate your buying power, based on standard lender guidelines.
You may also elect to get pre-approved for a loan which requires verification of your income, credit, assets and liabilities.
Be in a better position when negotiating with the seller (seller knows your loan is already approved).
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