1st Phase Mortgage is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the best financing available that enables you to make sound financial decisions.
1st Phase Mortgage was founded in 2014, and is owned and operated by Paul Barranco the Senior Loan Officer who has over 20 years experience in the Mortgage and finance Industry. Our staff of experienced financial professionals is here to help you fulfill your financial goals and dreams. If you have questions about the mortgage process you can call or visit us at our office.
We also have a convenient online application that can get you started on your journey to home ownership. One of the best out there! Worked really hard to get my financial situation in check and when it was time to get a financial mortgage for me and my girls, my realtor highly recommended him!
1st Phase Mortgage was founded in 2014, and is owned and operated by Paul Barranco the Senior Loan Officer who has over 20 years experience in the Mortgage and finance Industry. Our staff of experienced financial professionals is here to help you fulfill your financial goals and dreams. If you have questions about the mortgage process you can call or visit us at our office.
We also have a convenient online application that can get you started on your journey to home ownership. One of the best out there! Worked really hard to get my financial situation in check and when it was time to get a financial mortgage for me and my girls, my realtor highly recommended him!
Services
Are you looking to buy a home?
Here you can use our online tools to learn more about home loans, and find the best loan options to suit your needs and goals.
You can explore our site without any obligation or disclosure of personal information, or if you want, you can even begin the application process online!
At any point, feel free to e-mail or call us regarding any questions you may have.
You can find our contact information at the bottom of each page.
We are here to personally help you through the entire home financing process.
Here you can use our online tools to learn more about home loans, and find the best loan options to suit your needs and goals.
You can explore our site without any obligation or disclosure of personal information, or if you want, you can even begin the application process online!
At any point, feel free to e-mail or call us regarding any questions you may have.
You can find our contact information at the bottom of each page.
We are here to personally help you through the entire home financing process.
Calculates your payment for different loan amounts, interest rates, and amortization terms.
Calculates the breakdown of principal and interest payments in a yearly or monthly format.
Calculates how much you can save over the term of your loan by increasing your monthly payment.
Calculates your maximum mortgage amount based upon the monthly payment, interest rate, and term that you enter.
Calculates the breakdown of principal and interest payments in a yearly or monthly format.
Calculates how much you can save over the term of your loan by increasing your monthly payment.
Calculates your maximum mortgage amount based upon the monthly payment, interest rate, and term that you enter.
1st Phase Mortgage believes that communication and customer service are not luxuries when it comes to mortgage offices.
Some of our competitive advantages include: we are available 24/7 to help clients, we are extremely knowledgeable and can walk you through each step of an otherwise complicated process, we have resources and tools available, we work to find the best option to benefit our clients, and will educate you on the options available, we can offer VA loans if applicable, we stay in constant communication from initial contact to closing, we are great at problem solving and our past clients will tell you the same.
Some of our competitive advantages include: we are available 24/7 to help clients, we are extremely knowledgeable and can walk you through each step of an otherwise complicated process, we have resources and tools available, we work to find the best option to benefit our clients, and will educate you on the options available, we can offer VA loans if applicable, we stay in constant communication from initial contact to closing, we are great at problem solving and our past clients will tell you the same.
Generally speaking, you can purchase a home with a value of two or three times your annual household income.
However, the amount that you can borrow will also depend upon your employment history, credit history, current savings and debts, and the amount of down payment you are willing to make.
You may also be able to take advantage of special loan programs for first time buyers to purchase a home with a higher value.
Give us a call, and we can help you determine exactly how much you can afford.
However, the amount that you can borrow will also depend upon your employment history, credit history, current savings and debts, and the amount of down payment you are willing to make.
You may also be able to take advantage of special loan programs for first time buyers to purchase a home with a higher value.
Give us a call, and we can help you determine exactly how much you can afford.
When lenders review your application, they like to see consistency in your finances.
Here are six things you shouldn't do when applying for a mortgage: Do not make major purchases like furniture, appliances, jewelry, vehicles or vacations Don't change or quit your job Consult with your mortgage professional before withdrawing, depositing or moving large amounts of.
When a home buyer or investor wants to buy a cheap foreclosure, it's easy to assume that all foreclosures sell for pennies on the dollar.
Here are six things you shouldn't do when applying for a mortgage: Do not make major purchases like furniture, appliances, jewelry, vehicles or vacations Don't change or quit your job Consult with your mortgage professional before withdrawing, depositing or moving large amounts of.
When a home buyer or investor wants to buy a cheap foreclosure, it's easy to assume that all foreclosures sell for pennies on the dollar.
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