Refinancing your current mortgage can be a challenge in today's market. Let our team guide you to the very best! Our experienced team of professionals gives you the personal attention you deserve and treats you with the respect due a valued client. We understand you're making a commitment in buying a home, refinancing a mortgage or cashing out your home equity.
So we make a commitment to you. We will help you qualify, apply and be approved for the right mortgage loan for you.
So we make a commitment to you. We will help you qualify, apply and be approved for the right mortgage loan for you.
Services
Fitzpatrick Capital has grown to be one of the most reputable mortgage companies in the greater San Diego area.
CEO and Broker of Fitzpatrick Capital, Meghan Fitzpatrick and her team take great pride in assuring that all clients are represented and served in the finest way possible.
A master of her Industry, Meghan goes above and beyond with her diversified knowledge of the mortgage business.
Meghan Fitzpatrick has been in the Mortgage Industry for over 19 years.
Meghan graduated from North Adams State College in Massachusetts where she received her Bachelor of Arts degree in Psychology.
CEO and Broker of Fitzpatrick Capital, Meghan Fitzpatrick and her team take great pride in assuring that all clients are represented and served in the finest way possible.
A master of her Industry, Meghan goes above and beyond with her diversified knowledge of the mortgage business.
Meghan Fitzpatrick has been in the Mortgage Industry for over 19 years.
Meghan graduated from North Adams State College in Massachusetts where she received her Bachelor of Arts degree in Psychology.
There is an assortment of different mortgages available to you in the state of California, whether you are a vet, first time homebuyer or just looking to refinance, Fitzpatrick Capital is here to guide you through the process.
Start by deciding what type of cost savings is most important to you: the best interest rate, the lowest possible payment, or low overall interest expenses.
No matter which objective you're after, and whether you're refinancing or purchasing, you can find a mortgage loan that will meet your needs.
Start by deciding what type of cost savings is most important to you: the best interest rate, the lowest possible payment, or low overall interest expenses.
No matter which objective you're after, and whether you're refinancing or purchasing, you can find a mortgage loan that will meet your needs.
The home mortgage process can often appear to be a daunting one, especially to first time home buyers.
While there is nothing simple about getting a mortgage, it does not have to be difficult.
It's up to your mortgage provider to communicate clearly with you through the process.
Before a borrower begins their search for a new home, they should always be Pre-Qualified.
This process helps to determine what they can afford.
You can submit your Pre-Qualification certificate with the purchase contract to the seller which enhances the offer and will make you more attractive to the seller.
While there is nothing simple about getting a mortgage, it does not have to be difficult.
It's up to your mortgage provider to communicate clearly with you through the process.
Before a borrower begins their search for a new home, they should always be Pre-Qualified.
This process helps to determine what they can afford.
You can submit your Pre-Qualification certificate with the purchase contract to the seller which enhances the offer and will make you more attractive to the seller.
An FHA loan is insured by the Federal Housing Administration, a federal agency within the U.S. Department of Housing and Urban Development (HUD).
The FHA does not loan money to borrowers, rather, it provides lenders protection through mortgage insurance (MIP) in case the borrower defaults on his or her loan obligations.
FHA loan programs are particularly beneficial to those buyers with less available cash.
The rates on FHA loans are generally market rates, while down payment requirements are lower than for conventional loans.
The FHA does not loan money to borrowers, rather, it provides lenders protection through mortgage insurance (MIP) in case the borrower defaults on his or her loan obligations.
FHA loan programs are particularly beneficial to those buyers with less available cash.
The rates on FHA loans are generally market rates, while down payment requirements are lower than for conventional loans.
VA guaranteed loans are made by lenders and guaranteed by the U.S. Department of Veteran Affairs (VA) to eligible veterans for the purchase of a home.
The guaranty means the lender is protected against loss if you fail to repay the loan.
In most cases, no down payment is required on a VA guaranteed loan and the borrower usually receives a lower interest rate than is ordinarily available with other loans.
Counseling and assistance available to veteran borrowers having financial difficulty or facing default on their loan.
The guaranty means the lender is protected against loss if you fail to repay the loan.
In most cases, no down payment is required on a VA guaranteed loan and the borrower usually receives a lower interest rate than is ordinarily available with other loans.
Counseling and assistance available to veteran borrowers having financial difficulty or facing default on their loan.
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