Ron Burian is your Home Mortgage Facilitator in Oregon. He prides himself on recommending wise options while providing excellent service, making the loan process simple, straightforward and fast for borrowers seeking a mortgage in the Portland metropolitan area and throughout Oregon. For highly qualified borrowers or for folks who have less than perfect credit and/or a large downpayment, Ron can work with many different investors to offer loans that fit most borrowers' needs, and at competitive interest rates.
It's smart thinking, not rocket science. Whether you are a first time home buyer, purchasing your dream home, refinancing an outstanding loan, seeking a reverse mortgage, or consolidating debt, Ron can provide you with a clear mortgage solution and work with you throughout the loan process. Call Ron today at 503-525-7888 or email to ronb@columbiahomemortgage.com.
I really believe we wouldn't be home-owners if it weren't for you and that has been such a huge impact on our lives. Thank you, thank you, thank you!
It's smart thinking, not rocket science. Whether you are a first time home buyer, purchasing your dream home, refinancing an outstanding loan, seeking a reverse mortgage, or consolidating debt, Ron can provide you with a clear mortgage solution and work with you throughout the loan process. Call Ron today at 503-525-7888 or email to ronb@columbiahomemortgage.com.
I really believe we wouldn't be home-owners if it weren't for you and that has been such a huge impact on our lives. Thank you, thank you, thank you!
Services
Ron Burian is committed to providing clients with the highest quality mortgage services, excellent rates, and the best customer service available in your area.
He will work with you one on one to ensure that you get a clear mortgage solution tailored specifically to meet your financing needs.
Whether you are purchasing your dream home, refinancing an outstanding loan, or consolidating debt, Ron will work to help you find the right loan program at the best rate no matter what your needs.
Ron's name is trusted throughout Oregon.
He will work with you one on one to ensure that you get a clear mortgage solution tailored specifically to meet your financing needs.
Whether you are purchasing your dream home, refinancing an outstanding loan, or consolidating debt, Ron will work to help you find the right loan program at the best rate no matter what your needs.
Ron's name is trusted throughout Oregon.
Conventional loans are mortgage loans offered by non-government sponsored lenders.
A conventional or conforming mortgage adheres to the guidelines set by Fannie Mae and Freddie Mac.
It may have either a fixed or adjustable rate.
Conforming mortgages have dollar amount limits, currently $548,250.
A 20% down payment is not required for all conventional loans.
Many lenders now offer low down payment options.
We offer conventional loans in Portland, all of Multnomah County, or anywhere else in Oregon.
A conventional or conforming mortgage adheres to the guidelines set by Fannie Mae and Freddie Mac.
It may have either a fixed or adjustable rate.
Conforming mortgages have dollar amount limits, currently $548,250.
A 20% down payment is not required for all conventional loans.
Many lenders now offer low down payment options.
We offer conventional loans in Portland, all of Multnomah County, or anywhere else in Oregon.
FHA loans are an attractive option, especially for first-time homeowners, because they require a small down payment, allow for lower credit scores and higher debt ratios, and are insured by the Federal Housing Administration (FHA).
Basically, the federal government insures loans for FHA-approved lenders in order to reduce their risk of loss if a borrower defaults on their mortgage payments.
The borrower can be approved with 3.5% down compared to a higher percentage that is required on some other loan programs.
Basically, the federal government insures loans for FHA-approved lenders in order to reduce their risk of loss if a borrower defaults on their mortgage payments.
The borrower can be approved with 3.5% down compared to a higher percentage that is required on some other loan programs.
One of the first choices a homebuyer will need to make is whether to get a fixed rate or an adjustable rate mortgage loan.
The bulk of loans will fit into one of these two categories.
A third option may be a hybrid of the two, if available.
With an adjustable rate mortgage (ARM), after an initial fixed rate period (could be 1, 3, 5, 7 or 10 years), the interest rate of the mortgage adjusts periodically based on market conditions.
Depending on the adjustment, your payment will go up if rates go up and can go down if rates go down.
The bulk of loans will fit into one of these two categories.
A third option may be a hybrid of the two, if available.
With an adjustable rate mortgage (ARM), after an initial fixed rate period (could be 1, 3, 5, 7 or 10 years), the interest rate of the mortgage adjusts periodically based on market conditions.
Depending on the adjustment, your payment will go up if rates go up and can go down if rates go down.
Jumbo loans exceed the maximum loan amounts established by Fannie Mae and Freddie Mac conforming loan limits, currently $548,250.
Rates on jumbos are typically higher than conforming loans.
Jumbo loans may be used to buy more expensive homes and high-end custom construction homes.
This loan may require a larger down payment than a conforming one.
Ron Burian is committed to helping his clients with all of their Jumbo Loan needs in Portland, Multnomah County, or anywhere else in Oregon.
Jumbo loans provide financing for loans above established conforming loan amount limits and depend on location and property type.
Rates on jumbos are typically higher than conforming loans.
Jumbo loans may be used to buy more expensive homes and high-end custom construction homes.
This loan may require a larger down payment than a conforming one.
Ron Burian is committed to helping his clients with all of their Jumbo Loan needs in Portland, Multnomah County, or anywhere else in Oregon.
Jumbo loans provide financing for loans above established conforming loan amount limits and depend on location and property type.
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