Our mission is to provide you with the highest level of customer service and professionalism, as well as some of the most competitive rates and fees. Call us today for a quote. We can answer all of your questions to help you better prepare for your home purchase or refinance as well as prequalify you for the loan that fits your individual needs. When making the biggest decisions and expenditures of your life, you need experienced people and a company you can trust to guide you.
Headquartered in Atlanta and serving all of Georgia, Summit Funding Advisors' mission is to deliver the highest quality service to its customers. We are dedicated to working closely with our customers to find the best loan for each individual's needs. Because your life circumstances change over time, our goal is to be your lender for life. Lenders must determine that a borrower has the income and assets to afford to make payments throughout the life of the loan.
To do so, the lender may look at your debt-to-income ratio, which is how much you owe divided by how much you earn per month, including the highest housing payments you would be required to make under the terms of the loan.
Headquartered in Atlanta and serving all of Georgia, Summit Funding Advisors' mission is to deliver the highest quality service to its customers. We are dedicated to working closely with our customers to find the best loan for each individual's needs. Because your life circumstances change over time, our goal is to be your lender for life. Lenders must determine that a borrower has the income and assets to afford to make payments throughout the life of the loan.
To do so, the lender may look at your debt-to-income ratio, which is how much you owe divided by how much you earn per month, including the highest housing payments you would be required to make under the terms of the loan.
Services
Whether you are purchasing your first home, your next home, a vacation home, or an investment property, we will help you find the best loan product to fit your needs.
Our team is experienced in new home sales, REO (foreclosure) sales, as well as previously owned homes.
Contact us today for your free consultation.
We will help you determine how much you may be able to borrow with a mortgage prequalification or start the mortgage financing process if you already have a real estate contract.
With rates at their lowest in history, refinancing your current mortgage may help you achieve your goals.
Our team is experienced in new home sales, REO (foreclosure) sales, as well as previously owned homes.
Contact us today for your free consultation.
We will help you determine how much you may be able to borrow with a mortgage prequalification or start the mortgage financing process if you already have a real estate contract.
With rates at their lowest in history, refinancing your current mortgage may help you achieve your goals.
From prequalification to closing, we are committed to making the loan process as easy as possible for you.
Once we have received your application, your mortgage advisor will provide you with important loan disclosure documents that you will review, sign, and return.
Your advisor will also request additional documents and supporting information from you.
To avoid delays in closing, please submit your information as quickly as possible.
Your mortgage advisor will submit your loan application and supporting documentation for financial and property review and verification to the loan processing department.
Once we have received your application, your mortgage advisor will provide you with important loan disclosure documents that you will review, sign, and return.
Your advisor will also request additional documents and supporting information from you.
To avoid delays in closing, please submit your information as quickly as possible.
Your mortgage advisor will submit your loan application and supporting documentation for financial and property review and verification to the loan processing department.
Pay stubs covering the last 30 days with year-to-date information included (for all jobs and applicants).
Written explanation if employed less than two years or employment gap exists within the last two years.
Bank or other financial statements - Most recent two months' statements for all accounts listed on the application; all pages must be included, even if blank (i.e., if your statement indicates 6 pages are included, we need all 6 pages regardless of relevance).
Source of funds documentation for any large deposits on bank statements (other than standard payroll deposits).
Written explanation if employed less than two years or employment gap exists within the last two years.
Bank or other financial statements - Most recent two months' statements for all accounts listed on the application; all pages must be included, even if blank (i.e., if your statement indicates 6 pages are included, we need all 6 pages regardless of relevance).
Source of funds documentation for any large deposits on bank statements (other than standard payroll deposits).
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