The Ryan M Nash Home Loans Team is your premier mortgage team located in Colorado Springs, Colorado. We pride ourselves on offering some of the lowest rates nationwide and make the loan process simple, straightforward and fast for borrowers seeking a mortgage in Colorado Springs or any where in the State of Colorado.
Whether you are a first time home buyer, purchasing your dream home, refinancing an existing mortgage, or consolidating debt, the highly experienced team of mortgage brokers here in Colorado Springs can help you take that first step toward a financial solution.When buying a home one of the first things you should do is get pre-qualified for a mortgage well before you start looking.
Getting pre-qualified for a mortgage loan will help you decide how big a house payment you can afford. We will help estimate closing costs so you will know the total cash you will need to buy a property, including any down payments you may have. Home Loan Down Payments may be required depending on which loan option you qualify for.
Whether you are a first time home buyer, purchasing your dream home, refinancing an existing mortgage, or consolidating debt, the highly experienced team of mortgage brokers here in Colorado Springs can help you take that first step toward a financial solution.When buying a home one of the first things you should do is get pre-qualified for a mortgage well before you start looking.
Getting pre-qualified for a mortgage loan will help you decide how big a house payment you can afford. We will help estimate closing costs so you will know the total cash you will need to buy a property, including any down payments you may have. Home Loan Down Payments may be required depending on which loan option you qualify for.
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I started my career as a mechanical engineer back in 2001 and after coaching wrestling for young adults for many years I had a strong desire to teach and mentor them in the classroom as well.
In 2009 I followed that desire and became a high school math teacher.
But, once I had kids of my own I knew I could not stay on that path and spend the quality time with them that they needed.
After searching for a way to combine my skills from both careers I found my way into the mortgage industry.
I treat every clients situation as a unique puzzle to solve and everyday I get to teach people about the ins and outs of mortgages.
In 2009 I followed that desire and became a high school math teacher.
But, once I had kids of my own I knew I could not stay on that path and spend the quality time with them that they needed.
After searching for a way to combine my skills from both careers I found my way into the mortgage industry.
I treat every clients situation as a unique puzzle to solve and everyday I get to teach people about the ins and outs of mortgages.
So you are ready to buy a house.
You think you are, anyhow.
But can you afford a house?
Will you be approved for a mortgage?
Before you start looking at houses or even talk with a realtor, you want to determine if you are able to get a home loan.
There are a couple of terms out there you may have heard: mortgage pre-qualification and mortgage pre-approval.
What's the difference?
A loan pre-qualification means that the lender decides you are, in fact, a good candidate for a loan.
Not only that, but they will let you know how large of a loan you may be approved for.
You think you are, anyhow.
But can you afford a house?
Will you be approved for a mortgage?
Before you start looking at houses or even talk with a realtor, you want to determine if you are able to get a home loan.
There are a couple of terms out there you may have heard: mortgage pre-qualification and mortgage pre-approval.
What's the difference?
A loan pre-qualification means that the lender decides you are, in fact, a good candidate for a loan.
Not only that, but they will let you know how large of a loan you may be approved for.
People always ask me, "Is there things I should or should not be doing during the loan process?"
The should do's are relatively straight forward keep paying your bills on time and be sure you and your mortgage processor are in regular contact so you know what you need to do to keep the process moving forward.
Some of the should NOT do's are pretty straight forward, but some may surprise you.
I always like to refer my clients to the 10 Mortgage Commandments so they know exactly what NOT to do once the loan process has started.
The should do's are relatively straight forward keep paying your bills on time and be sure you and your mortgage processor are in regular contact so you know what you need to do to keep the process moving forward.
Some of the should NOT do's are pretty straight forward, but some may surprise you.
I always like to refer my clients to the 10 Mortgage Commandments so they know exactly what NOT to do once the loan process has started.
Whether you're in search of a starter home or want to make this major purchase only once in your life, starting the process for the first time can feel overwhelming.
Knowing some key information about using a loan to purchase your first home can alleviate some of the stress.
When your ultimate goal is to procure a home loan in Colorado Springs or Denver, you should obtain a pre-approval first.
A pre-approval essentially gives you a budget; you know what homes are in your price range.
Keep in mind that you certainly aren't required to spend the full amount for which you are pre-approved, and many buyers stay under that number so they don't stretch their budgets too far.
Knowing some key information about using a loan to purchase your first home can alleviate some of the stress.
When your ultimate goal is to procure a home loan in Colorado Springs or Denver, you should obtain a pre-approval first.
A pre-approval essentially gives you a budget; you know what homes are in your price range.
Keep in mind that you certainly aren't required to spend the full amount for which you are pre-approved, and many buyers stay under that number so they don't stretch their budgets too far.
You take pride and joy in your primary residence, but you're ready to take on another investment.
A vacation home is a dream of many homeowners as they gain more wealth through life.
This purchase has some distinct differences from the primary residence, however.
As you shop for home loans in Colorado Springs, become familiar with the steps that lead to a vacation-home purchase.
Before you focus on a particular property, evaluating the neighborhood must be a priority.
If your vacation home isn't centered in an attractive area, you won't want to visit it very often.
A vacation home is a dream of many homeowners as they gain more wealth through life.
This purchase has some distinct differences from the primary residence, however.
As you shop for home loans in Colorado Springs, become familiar with the steps that lead to a vacation-home purchase.
Before you focus on a particular property, evaluating the neighborhood must be a priority.
If your vacation home isn't centered in an attractive area, you won't want to visit it very often.
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