America's Home Loans

Jason Morales guided us through a complex transaction as our mortgage broker with ease and confidence. We were relocating from over 3,000 miles away and buying sight unseen in a new place we had never been to before, it was stressful and scary to say the least! Jason made us feel so comfortable that we were in great hands and that he would get us across the finish line.

I absolutely loved the personal touch of his video messages, it made me feel less far away and that we were connected throughout the transaction. He was responsive and went above and beyond every step of the way. We could not recommend Jason more to any upcoming home purchasers, he as a client for life in our family! Jess Hulser, Mark Greene & our kiddos

Scott was a breeze to work with, made our home buying process smooth. He was easy to reach by phone or text though much of what we did was via email. Scott showed us all our options and helped us narrow down a loan that worked for us. 5 start experience!

As a local real estate professional I need a lender who works with me as a partner and Jason is just such a lender! He was always available to chat and work through stratagies with me and my buyers and when we were working hard on the weekends or late at night he was right there beside us as a team player. Thank you Jason for your dedication to not only your job but our clients! It was a pleasure to work with you Jason!

Scott has helped me with several properties as my mortgage broker. Highly recommended. I've purchased several properties and has made the deals happen while holding everyone accountable.

Jason at America's Home Loans not only met our expectations but far exceeded them. We had a challenging home purchase but he communicated well and kindly every step of the way. We have our dream home because of his persistence and ability to get it done. We are so grateful to this team, our little girl now gets to grow up in her very own home because they rooted for us every step of the way.

My refinancing experience with Scott has been tremendous! He understood my requirement and delivered it very promptly in all the three instances that I worked with him by offering the best interest rate in the market.

Scott is extremely helpful and knowledgeable. I had a poor experience with another broker and came to Scott for a refi. He answered right away and gave me excellent information. My original broker contacted me with an offer to eat costs due to his negligence, and Scott was willing to give me his honest opinion about taking the offer despite it costing him a closing. He is good at his job and has a lot of integrity and he's my guy the next time I need a loan.

As a realtor with over 16 years of experience, I KNOW how critical it is for my buyers to work with a lender who knows how to solve problems. Scott Lawson is just that man! I had a VA buyer in contract on a home and it quickly became apparent that the original lender hadn't done their homework (and had very little experience.) The result was that my buyers deposit was at risk one week into the transaction.

And then we found Scott Lawson. To say he saved the day is an understatement. The loan my buyer was trying to obtain was unlike anything I'd ever seen. No money down on a purchase over $1.2M? Unheard of! Not only did Scott have a resource for this loan, but he stepped into the transaction nearly 10 days into our escrow period and closed the transaction with skill and expertise. Scott saved my client from losing his deposit AND we both have a happy client in his new home. Nicely done Scott!

We came into Scott's office three years ago. At that time we did not qualify for a loan. He was encouraging and positive. He gave us sound advise which we followed and I am grateful for because the next time we walked into his office we were approved. Buying a house can be stressful. Scott was honest, totally on top of it, always available and efficient. When we had questions he answered them. When people weren't doing their job he called them. He always called us right back. Fantastic service and professional.

I have been searching for a new home in West Sonoma County for over two years. Scott has been incredibly helpful and extremely patient along the way and he's always willing to help without any sense of hurried pushiness. Scott's professional, efficient and patient in the high stakes and high stress game which are character qualities you want on your team. Hire him and he will be there for you however long it takes!

Scott has been great to work. His knowledge in the mortgage loan business is as good as it gets. With his knowledge he has gotten me through two rather difficult deals. He is very accommodating and easy to work with. Thanks Scott

Have been working with Scott Lawson there for over 15 years, lots of specialized products for everyone from VA to FHA and awesome rates on qualified convention loans. One of the FHA products we use a lot is Lender paid closing costs including title and escrow which really helps people with limited down paymentsAs a Realtor here in Sonoma County since 1987 (30 plus years) I'm very comfortable with Scott and his performance would highly recommend

Scott has helped us with several loans in the last few years. He provided us with excellent service and competitive rates. We highly recommend him!

Scott was awesome to work with! Had no issues getting approved, and he has an immense amount of knowledge from all sides of the real estate business! Great person to work with, would gladly work with him in the future!

At this point I have worked with Scott Lawson for three loans. One purchase (which he was a total rock star and helped us through all of the craziness of purchasing our first home) as well as two re-finances of said home. Scott is amazing and dedicated to his clients. I always feel like he is on my side and will tell me like it is (something very important when you are talking about money!).

I refer absolutely everyone to him--especially if they are not sure that they can afford a home. Why? Because he will tell them the truth and give them options without bias or "how will this benefit me" thinking. I have rarely worked with someone who is so on top of things with excellent ability to keep track of everything that is going on. Home financing is SCARY and it can be super overwhelming but Scott is great about breaking things down, telling you what's going on (and WHY), and timelines. I truly appreciate working with Scott and will continue to send business his way. A++++!

Scott was great. We were first time home buyers and came in basically blind. He came recommended by a friend and we could not have been happier. Highly recommend!

Simply put, Scott Lawson is amazing. We gave him a total of 3 weeks to go from loan application to funded and closed home purchase because our original lender "flaked", and Scott made it happen. What I really like is that Scott knows his stuff. He knows what is needed for the loan and will work with you to make it happen. And, Scott is open, honest and let's us know exactly the real situation and facts.

I have never worked with a person before who is so responsive and available to answer my questions. I even called on Sunday evenings and Scott took the time to talk to me. Scott has a great rapport with the lenders and with the escrow/title company as well. I call him Mr Proactive, as he will analyze and anticipate and work with you beforehand. So, our entire process was less than 21 days.

We had pressure from our sellers to accelerate the closing date by an entire week. Guess what? Scott made that happen and then some. In fact we had to wait a day or two for the sellers to catch up. I highly recommend Scott and his team. He explains everything, yet magically makes it happen. We are now proud new homeowners! Thank You, Scott! I'm not sure what to say except that you are wasting your time, money and mental health if you go anywhere else. P.S. I work for a big bank which shall be nameless. Big banks take their time and introduce all kinds of crazy hoops. I went with Scott instead.

I found Scott through my family friend who worked with him for years through a local realtor. She has been telling me for years "If you ever want to buy a home, talk to Scott Lawson!" and boy was she correct. Scott was an excellent resource through the process of procuring our FHA loan to buy our home. He was always available, quick to respond to e-mails and calls, and very reassuring through the very stressful process.

He was ever patient with my constant questions and seems extremely knowledgeable about the world of home loans and banking. Scott is extremely honest, tell it like it is, and will give you a great idea right off the bat if what an appropriate loan will be for your family as well as helping you to determine what you can feasibly afford. He seems very focused on great customer service and would call us anytime, day or night, to make sure that our paperwork was done and if something got missed was on it right away to get it corrected.

I felt well taken care of, informed, and most of all I trusted Scott through the entire process of our loan. I feel like in this day and age, having that trust, is extremely important for home buyers. I would go back to work with Scott in a heartbeat! Thank you for a wonderful experience and thank you for helping our home dreams come true!

Scott has been our mortgage adviser since 2005. We trust him greatly. He has always been there for us. He has advised us through many stages in our financial life, good and bad. We consider him a friend now. No question is dumb and he definitely makes his customers feel valued. Any financial/mortgage question that comes up we automatically look at each other and say, "let's talk to Scott". Five stars +!

I have been a Realtor in Sonoma County for apx 30 years, for the past 12 years have been using Scott Lawson at Americas Home Loans he is always upfront with both myself and the clients from VA, FHA or Conventional loans he does it all. In addition he has other special programs that other Lenders do not have access too. We have closed everyone we work with as he goes that extra mile to get the deal done and never gives up always has a plan "B" which in this Market with its ups and downs is very reassuring considering all the time and effort we as Agents put into our Clients.