Working with a direct lender, like Platinum, can help you achieve your homeownership goals in a much smoother, simpler process. We are with you every step of the way from the initial contact and application to handing over the keys on closing day. Our relationship with you does not stop here-we want to be your lender for life. Here at Platinum, innovation has been important to us since day one.
We understand that no two homebuyers are exactly the same and may not fit the profile for traditional mortgage loans. Platinum views its employees just as important as our customers. Continuous training and educational programs are offered to our employees in order to stay relevant and provide the best customer care in an ever-changing industry. Our sales and support staff are dedicated to providing excellent customer care when it comes to our customers' financing needs.
It's important to run our business with sensitivity to the world around us: ethical, responsible lending while making as little impact as possible on the environment.
We understand that no two homebuyers are exactly the same and may not fit the profile for traditional mortgage loans. Platinum views its employees just as important as our customers. Continuous training and educational programs are offered to our employees in order to stay relevant and provide the best customer care in an ever-changing industry. Our sales and support staff are dedicated to providing excellent customer care when it comes to our customers' financing needs.
It's important to run our business with sensitivity to the world around us: ethical, responsible lending while making as little impact as possible on the environment.
Services
Platinum mortgage consultants and their staff provide communication and expertise to ensure a quick, easy and stress free home loan process.
Throughout the process Platinum mortgage consultants work in your best interest.
When borrowers are prepared with the proper documentation, the home loan process is smooth and delays are avoided.
From start to finish Platinum Home Mortgage has some of the fastest closing times in the Industry.
An experienced mortgage consultant can get you started by asking and answering questions about your specific financing needs.
Throughout the process Platinum mortgage consultants work in your best interest.
When borrowers are prepared with the proper documentation, the home loan process is smooth and delays are avoided.
From start to finish Platinum Home Mortgage has some of the fastest closing times in the Industry.
An experienced mortgage consultant can get you started by asking and answering questions about your specific financing needs.
These loans conform to the loan amount and underwriting guidelines set by Fannie Mae and Freddie Mac, who are Government Sponsored Enterprises (GSEs).
Offer more financing options than government-backed loans.
These loans do not conform to the loan amount (also called "Jumbo") and/or underwriting guidelines set by the GSEs.
Offer unique guidelines not found for conforming and government-backed loans.
Insured by the Federal Housing Administration FHA loans are currently the most popular home financing option, because of the low down payment requirement and easier qualifying guidelines.
Offer more financing options than government-backed loans.
These loans do not conform to the loan amount (also called "Jumbo") and/or underwriting guidelines set by the GSEs.
Offer unique guidelines not found for conforming and government-backed loans.
Insured by the Federal Housing Administration FHA loans are currently the most popular home financing option, because of the low down payment requirement and easier qualifying guidelines.
Our mortgage consultants have the expertise to assist first-time home buyers and move-up buyers analyze their short- and long-term goals to make the wisest financing decisions.
Below are the benefits of the various interest rate and monthly payment options that are available.
Fixed-Rate: The best choice for individuals who prefer the stability of a fixed interest rate and payment over the life of the loan.
This predictability makes monthly budgeting easier.
A longer term fixed-rate mortgage, typically 20 to 30 years, offers a lower monthly payment; whereas, a shorter term fixed-rate mortgage, from 10 to 15 years, offers a faster pay-off time.
Below are the benefits of the various interest rate and monthly payment options that are available.
Fixed-Rate: The best choice for individuals who prefer the stability of a fixed interest rate and payment over the life of the loan.
This predictability makes monthly budgeting easier.
A longer term fixed-rate mortgage, typically 20 to 30 years, offers a lower monthly payment; whereas, a shorter term fixed-rate mortgage, from 10 to 15 years, offers a faster pay-off time.
In addition, I expressly consent to having Platinum Home Mortgage and its affiliates contact me about my inquiry using text message or phone (this would include automatic telephone dialing systems and pre-recorded voice messaging) to the telephone numbers I have provided, even if that telephone number is on a corporate, state or national Do Not Call Registry.
Agreeing to receive such calls or messages is not a condition of getting services from us or our affiliates.
Agreeing to receive such calls or messages is not a condition of getting services from us or our affiliates.
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