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The mortgage world of today is a very different place. Professionalism has significantly deteriorated over the past few years and most consumers looking for a mortgage lender to advise them on how to properly plan a home purchase and mortgage strategy are left to fend for themselves. Far too many lenders fail to understand an important concept: A mortgage for most Americans is the single largest debt they will ever carry.

With that in mind we have designed a slightly different approach to the traditional mortgage process. As professional mortgage bankers we seek to design and create mortgage programs that are customized to YOUR personal needs. Not sure where to start? We have the right tools & resources to help you make an informed decision or feel free to contact us for assistance.

If you are interested in lowering your monthly mortgage payments, changing the repayment terms of your loan, or getting cash out of your home's equity, we can help. The Brian Kludt Mortgage Team offers many home refinance and equity-based programs to help you achieve your goals.
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Brian Kludt NMLS #227424 truly knows what it takes to deliver excellence in every area of his life.
A consistent Top Producer and one of the country's premier mortgage lenders, Brian is also a nationally known speaker and trainer and a major force in the national mortgage banking scene.
Brian's success comes as no surprise to those who know him well.
His commitment to educating and empowering his clients and partners alike has earned him a loyal base of customer support as well as a strong foundation of referral business within the Real Estate and Financial Services communities.
The team was fantastic and always available to make sure we were moving toward a successful transaction.
They answered all questions quickly and clearly and made sure we hit our closing date.
It was nice that the financing for our home was in good hands which allowed us to focus on other things during a very hectic time.
Our experience with The Brian Kludt Team was phenomenal.
We felt as if the team took care of every possible need we would have as we searched for and purchased our home, and they provided excellent customer service.
Your home isn't just a place to live; it's an investment for you and your family's future.
Brian Kludt Mortgage Team at Fairway Independent Mortgage, we offer a wide variety of loan options to meet the unique needs of our customers.
We understand selecting the right loan product can be overwhelming; however, our mortgage professionals will provide tailored advice to help you make the best decision for you and your family.
Fixed-rate mortgages protect you against rising rates since the interest rate remains the same for the entire term of the loan.
At Fairway Independent Mortgage Corporation we understand that getting a mortgage can be confusing.
You may not encounter or use mortgage terminology everyday.
That's why we're lending clarity to some commonly used mortgage terms to help you better understand the mortgage process.
Below is an alphabetized list of key mortgage terms to help you better understand the language of mortgages.
The 2/1 Buy Down Mortgage allows the borrower to qualify at below market rates so they can borrow more.
The initial starting interest rate increases by 1% at the end of the first year and adjusts again by another 1% at the end of the second year.
Whether you are buying your first home, moving across town or refinancing, our Homebuyers Guide provides valuable information to help you prepare for the loan process so you know what to expect.
As one of the nation's top mortgage companies, Fairway helps individuals and families reach the American Dream of homeownership every day.
Owning a home is an exciting investment and comes with many benefits including.
Owning your own home provides not only the satisfaction of purchasing a home, but allows you to completely customize and personalize your home to your liking, including painting walls and replacing flooring which could also potentially increase your home's value.
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