Rate Plus
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Everyone deserves a mortgage process that is simple, smooth, and speedy. We're proud to provide our customers with just that. We prioritize maximizing your savings while bringing you peace of mind along your homeownership journey. The way it should be. Apply online now by clicking the box below and one of our representatives will contact you as soon as possible.

Whether it's purchasing a home, getting a lower rate, or needing some extra cash Rate Plus, Inc. is here to help. Whichever the case, we have a number of affordable loan programs to help you get started. First time home buyers or home owners looking to upgrade, we can help! We offer services to anyone who is looking for financing for a new primary, vacation home, or even investment properties!

It's refreshing working with a knowledgeable, responsive, and thorough loan representative. With so many companies to choose from, I made the right choice. I applied with Rate Plus, Inc. and my refi closed within three weeks! Thank you guys for getting everything done so quickly and for the wonderful customer service you provided.
Services
Our company was founded on a simple principle - to deliver a great RATE - and provide an exceptional customer experience.
We deliver the best possible pricing the market has to offer with an unparalleled level of customer service.
Our team members have worked in the mortgage industry for decades and have been leaders in some of the most influential and successful companies.
Together, we've closed tens of thousands of loans.
It is through our expertise that we discovered how to streamline the mortgage process to best serve California homeowners.
Maximum loan amounts determined by Federal Housing Finance Agency's (FHFA) conforming loan Limit for each California county.
Disclosed rate assumes a $400,000 to $548,250 loan amount, rate and term refinance loan on an owner-occupied, single-family residence in California.
Minimum 700 credit score, 50% loan to value with no subordinate debt.
If these factors are not met, you may still qualify and additional pricing adjustments may apply.
Subject to underwriting approval.
Rates subject to change.
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