Our simple online application is the fastest way to get your mortgage so you can focus on moving into your new home. We eliminated unnecessary steps and additional fees to give you the best suitable mortgage plan. Our goal is to make the process fun and stress-free for new homeowners like you. FHA home loans are mortgage loans that are insured against default by the Federal Housing Administration (FHA).
FHA loans are available for single family and multifamily homes. If you are a homeowner age 62 or older and have paid off your mortgage or paid down a considerable amount, and are currently living in the home, you may participate in FHA's Home Equity Conversion Mortgage (HECM) program. See if there is a lower interest rate available, get cash out or convert from an Adjustable to a Fixed rate.
In most counties, any mortgage of more than $453,100 in most areas is considered a jumbo loan or High Balance Loan. In counties with high home prices, the conforming limit is higher - up to $636,150.
FHA loans are available for single family and multifamily homes. If you are a homeowner age 62 or older and have paid off your mortgage or paid down a considerable amount, and are currently living in the home, you may participate in FHA's Home Equity Conversion Mortgage (HECM) program. See if there is a lower interest rate available, get cash out or convert from an Adjustable to a Fixed rate.
In most counties, any mortgage of more than $453,100 in most areas is considered a jumbo loan or High Balance Loan. In counties with high home prices, the conforming limit is higher - up to $636,150.
Services
Loanbox Mortgage is an innovative mortgage company taking a fresh approach to lending and client relationships.
We create homeowner-friendly digital solutions to help our clients make the best decision that fits their lifestyle and needs.
Whether you are looking to buy a home or refinance a loan, Loanbox Mortgage is ready to assist you every step of the way.
By leveraging on our innovative technology, we have been able to eliminate outdated systems and unnecessary fees so we can focus on providing the best experience for all our homeowner clients.
We create homeowner-friendly digital solutions to help our clients make the best decision that fits their lifestyle and needs.
Whether you are looking to buy a home or refinance a loan, Loanbox Mortgage is ready to assist you every step of the way.
By leveraging on our innovative technology, we have been able to eliminate outdated systems and unnecessary fees so we can focus on providing the best experience for all our homeowner clients.
We provide you the tools you need to be able to determine whether now is the perfect time for you to transition from renting to owning.
Check out our Mortgage Calculator, Affordability Calculator and Rent vs Buy Calculator.
Also, take note of property taxes, insurance, cost of rent in your prospective neighborhood and other considerations like space and the freedom to renovate.
After determining how much you can afford to spend on your home, the next step is to get your Mortgage Pre-Approval.
The pre-approval is based on your credit history, income and down payment reserves.
Check out our Mortgage Calculator, Affordability Calculator and Rent vs Buy Calculator.
Also, take note of property taxes, insurance, cost of rent in your prospective neighborhood and other considerations like space and the freedom to renovate.
After determining how much you can afford to spend on your home, the next step is to get your Mortgage Pre-Approval.
The pre-approval is based on your credit history, income and down payment reserves.
The important question that people often ask when starting the home buying process is, "What can I afford?".
Truly buying a home can be a daunting decision what with many factors to consider such as mortgage rates, income, monthly payments and many others.
At Loanbox Mortgage, we are committed to help you discover the best options that work within your budget and lifestyle.
In that way you will not be rushed into making decisions, overextending your budget, or sacrificing what you want.
To help you understand better, we have provided more information below on how your debt-to-income ratio is computed.
Truly buying a home can be a daunting decision what with many factors to consider such as mortgage rates, income, monthly payments and many others.
At Loanbox Mortgage, we are committed to help you discover the best options that work within your budget and lifestyle.
In that way you will not be rushed into making decisions, overextending your budget, or sacrificing what you want.
To help you understand better, we have provided more information below on how your debt-to-income ratio is computed.
When you find that your finances have improved-perhaps you got a promotion, a new job, or you have combined incomes, then it's the perfect time to pay off your loan faster.
You can shorten the life of your loan and in return, pay less interest.
This also means you can move forward with your other financial goals and have better long-term financial security.
Lowering your monthly payment can help you add a little more cash flow.
Interest rates change from time to time and this means that sometimes they can change in your favor.
You can shorten the life of your loan and in return, pay less interest.
This also means you can move forward with your other financial goals and have better long-term financial security.
Lowering your monthly payment can help you add a little more cash flow.
Interest rates change from time to time and this means that sometimes they can change in your favor.
Are you trying to find a lower interest rate?
Or are you looking to have a smaller down payment?
Have you served in the military?
If you find yourself asking these questions, you're probably searching for a Conventional, FHA, or VA loan.
Our team at Loanbox Mortgage can advise you about the best option and help get you started today.
See if there is a lower interest rate available, get cash out or convert from an Adjustable to a Fixed rate.
FHA loans are guaranteed by the Federal Housing Administration (FHA) to help buyers who might have a hard time getting approved with conventional lenders.
Or are you looking to have a smaller down payment?
Have you served in the military?
If you find yourself asking these questions, you're probably searching for a Conventional, FHA, or VA loan.
Our team at Loanbox Mortgage can advise you about the best option and help get you started today.
See if there is a lower interest rate available, get cash out or convert from an Adjustable to a Fixed rate.
FHA loans are guaranteed by the Federal Housing Administration (FHA) to help buyers who might have a hard time getting approved with conventional lenders.
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