What county is your home located in? Certain counties will have limitations on loan limits. What type of home do you own? Interest rates and fees are typically higher on townhomes and condos due having attached walls to the neighbor. Run a quote and see. What is the reason for this loan? Please choose cashout if you are trying to combine a first and second mortgage on your home.
How is your home occupied? Typically, second homes can have the same rates and fees as your primary but must be located 50 miles away or in a "resort" area. This website uses 128-bit SSL security encryption for all its content to ensure that your browsing experience cannot be intercepted or eavesdropped. When you submit sensitive information via this website, your information is protected both online and offline.
How is your home occupied? Typically, second homes can have the same rates and fees as your primary but must be located 50 miles away or in a "resort" area. This website uses 128-bit SSL security encryption for all its content to ensure that your browsing experience cannot be intercepted or eavesdropped. When you submit sensitive information via this website, your information is protected both online and offline.
Services
One True Loan is a residential mortgage company based in Southern California.
Combined, our team have over 25 years of mortgage experience.
Our goal is to provide our clients the best possible customer experience.
We service all of California, Idaho, and Oregon; specializing in refinance and purchase money mortgage loans.
There are several ways we strive to make your customer experience the best in the industry.
With our easy-to-navigate website, you can get real-time rate quotes 24 hours a day.
Combined, our team have over 25 years of mortgage experience.
Our goal is to provide our clients the best possible customer experience.
We service all of California, Idaho, and Oregon; specializing in refinance and purchase money mortgage loans.
There are several ways we strive to make your customer experience the best in the industry.
With our easy-to-navigate website, you can get real-time rate quotes 24 hours a day.
One True Loan is here to serve your mortgage needs.
Our experience in this industry has shown us that our clients often have questions concerning their particular circumstances.
If you have questions that have not yet been answered, contact us for assistance.
This website uses 128-bit SSL security encryption for all its content to ensure that your browsing experience cannot be intercepted or eavesdropped.
When you submit sensitive information via this website, your information is protected both online and offline.
Our experience in this industry has shown us that our clients often have questions concerning their particular circumstances.
If you have questions that have not yet been answered, contact us for assistance.
This website uses 128-bit SSL security encryption for all its content to ensure that your browsing experience cannot be intercepted or eavesdropped.
When you submit sensitive information via this website, your information is protected both online and offline.
One True Loan Flex Term provides borrowers with flexible options to select their amortization term!
Clients can now use gift funds from a family member to purchase the home of their dreams and not have to worry about using their own money.
Most banks need two months of the monthly payment called a reserve and a contribution of your own money as a down payment when we do not.
One True Loan gives our clients the opportunity to hold on to their cash.
The Pay Advantage loan was created to give the borrower the lowest payment with the least amount of money down to purchase a home.
Clients can now use gift funds from a family member to purchase the home of their dreams and not have to worry about using their own money.
Most banks need two months of the monthly payment called a reserve and a contribution of your own money as a down payment when we do not.
One True Loan gives our clients the opportunity to hold on to their cash.
The Pay Advantage loan was created to give the borrower the lowest payment with the least amount of money down to purchase a home.
One True Loan offers 5 different types of loans.
These different loans provide our clients with wide loan range amounts.
Below you can see our broad range of loans and how the loan limits determine which loan might be the one for you.
Super conforming loans were created for homeowners with loans over $548,250 and up to $822,375.
This is common for homeowners that live in high cost areas and the appreciation of homes in a thriving market.
Jumbo loans exceed the conforming loan limits created by Fannie Mae and Freddie Mac.
These different loans provide our clients with wide loan range amounts.
Below you can see our broad range of loans and how the loan limits determine which loan might be the one for you.
Super conforming loans were created for homeowners with loans over $548,250 and up to $822,375.
This is common for homeowners that live in high cost areas and the appreciation of homes in a thriving market.
Jumbo loans exceed the conforming loan limits created by Fannie Mae and Freddie Mac.
Second Home: The home that is specifically located in a resort area or over 50 miles away from your primary residence.
This type of home cannot be rented out or occupied by anyone other than the owners of the residence temporarily.
If your property does not fall within the first two categories it will be considered an investment property.
Investment properties are usually rented out by the owner of the property.
Condo consists of a complex of dwelling units in which each unit is individually owned and share common areas.
This type of home cannot be rented out or occupied by anyone other than the owners of the residence temporarily.
If your property does not fall within the first two categories it will be considered an investment property.
Investment properties are usually rented out by the owner of the property.
Condo consists of a complex of dwelling units in which each unit is individually owned and share common areas.
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