With 3 decades of experience, we here at Lexicon mortgage are available to help you at every step along the way! Fill out our short pre-approval application to find out what options will be available to you. Lexicon Mortgage is locally owned and operated in Naples, Florida. We specialize in approving loans for borrowers of all types: first time home buyers to experienced investors.
We here at Lexicon Mortgage have cultivated the very best relationships with our lenders and investors to insure that our customers are receiving the very best options and programs that the lending world has to offer them. At Lexicon Mortgage, our customers and partners are the most important part of our business. What this means is that you have found a company who truly cares about you and what you really want.
It is our mission to make you happy from start to finish. We want to approve your loan and close it on time!
We here at Lexicon Mortgage have cultivated the very best relationships with our lenders and investors to insure that our customers are receiving the very best options and programs that the lending world has to offer them. At Lexicon Mortgage, our customers and partners are the most important part of our business. What this means is that you have found a company who truly cares about you and what you really want.
It is our mission to make you happy from start to finish. We want to approve your loan and close it on time!
Services
David Lebowitz is originally from Baltimore, Maryland and has been in the mortgage industry for over 25 years.
Starting in the business by accident, at a young age, he quickly fell in love with all aspects of the mortgage industry.
After establishing himself as a trusted mortgage professional in the greater Baltimore area, he sought out the beautiful climate that draws so many people to Southwest Florida.
David has been happy to call Naples his home for the past 11 years.
David is a hands on, customer focused professional who works diligently to make the loan process less stressful and to create lasting relationships with his clients.
Starting in the business by accident, at a young age, he quickly fell in love with all aspects of the mortgage industry.
After establishing himself as a trusted mortgage professional in the greater Baltimore area, he sought out the beautiful climate that draws so many people to Southwest Florida.
David has been happy to call Naples his home for the past 11 years.
David is a hands on, customer focused professional who works diligently to make the loan process less stressful and to create lasting relationships with his clients.
It's generally a good time to refinance when mortgage rates are 2% lower than the current rate on your loan.
It may be a viable option even if the interest rate difference is only 1% or less.
Any reduction can trim your monthly mortgage payments.
Example: Your payment, excluding taxes and insurance, would be about $770 on a $100,000 loan at 8.5%; if the rate were lowered to 7.5%, your payment would then be $700, now you're saving $70 per month.
Your savings depends on your income, budget, loan amount, and interest rate changes.
It may be a viable option even if the interest rate difference is only 1% or less.
Any reduction can trim your monthly mortgage payments.
Example: Your payment, excluding taxes and insurance, would be about $770 on a $100,000 loan at 8.5%; if the rate were lowered to 7.5%, your payment would then be $700, now you're saving $70 per month.
Your savings depends on your income, budget, loan amount, and interest rate changes.
Dave is the best around!
He remains calm, cool, collected and determined even while I made all of the first time homebuyer mistakes!
He was super fast and extremely knowledgeable.
There was no way we could have gone through this process without him!
I wouldn't recommend anyone else.
We can't thank you enough, Dave!
He remains calm, cool, collected and determined even while I made all of the first time homebuyer mistakes!
He was super fast and extremely knowledgeable.
There was no way we could have gone through this process without him!
I wouldn't recommend anyone else.
We can't thank you enough, Dave!
Homeowners and Flood (if in flood zone) Insurance Declaration Page or quote (all properties).
We will need every page of any statements you provide; if a page is numbered, but blank, it will still need to be included.
Closing funds must come from accounts that are verified by underwriting which will be the statements you will provide to us.
Please do not move or transfer funds and please limit unexplained deposits into your account until closing.
It is also very important that you DO NOT apply for any additional credit (such as car loans, credit cards, etc.) or have your credit report pulled after the application process is complete, because it will cause delays in closing.
We will need every page of any statements you provide; if a page is numbered, but blank, it will still need to be included.
Closing funds must come from accounts that are verified by underwriting which will be the statements you will provide to us.
Please do not move or transfer funds and please limit unexplained deposits into your account until closing.
It is also very important that you DO NOT apply for any additional credit (such as car loans, credit cards, etc.) or have your credit report pulled after the application process is complete, because it will cause delays in closing.
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