Earl Mortgage Group
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Begin the process by calling us today or fill out an online application. For a start, we make the process hassle-free. Not to mention, closing can be as convenient as e-signatures with an online notary at any location! Loan Advisors are standing by 7 days a week to help. Above all, we will find the loan program that fits your individual financial goals.

So, let's get Started! Great Mortgage, Inc strives to ensure that its services are accessible to people with disabilities. Great Mortgage, Inc has invested a significant amount of resources to help ensure that its website is made easier to use and more accessible for people with disabilities, with the strong belief that every person has the right to live with dignity, equality, comfort and independence.

Great Mortgage, Inc makes available the UserWay Website Accessibility Widget that is powered by a dedicated accessibility server. The software allows www.earlmortgagegroup.com to improve its compliance with the Web Content Accessibility Guidelines (WCAG 2.1).
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After graduating Northern Illinois University in 2001, lifelong Illinois resident Joe Earl followed his passion for real estate and joined the mortgage industry with one goal in mind - "Provide a superior client experience with the lowest interest rate and fees possible."
During his tenure, Joe has closed over 500 million dollars in loan transactions and has worked for 3 of the largest retail banks in the country.
As a Mortgage Loan Originator Great Mortgage, Inc, Joe has been featured in Chicago Magazine and has been consistently recognized as a Top Producer.
Applying for a mortgage can seem like a daunting and scary process.
To help, we've created a checklist of things for you to compile, complete and acknowledge before applying.
Credit history is a recorded file of past and current credit that is utilized to compile a credit score.
A closing cost is a payment required to finalize a home loan and is separate from a down-payment.
An appraisal is an estimate of a property's fair market value and is required by a lender to ensure the loan amount is not more than the property value.
There are a number of different types of home loans available to you, and it can pay to familiarize yourself with them.
Luckily we're here to help you choose the best type of home loan for your needs.
The most common type of loan option, the traditional fixed-rate mortgage includes monthly principal and interest payments which never change during the loan's lifetime.
Adjustable-rate mortgages include interest payments which shift during the loan's term, depending on current market conditions.
Typically, these loans carry a fixed-i.
The first step in obtaining a loan is to determine how much money you can borrow.
In case of buying a home, you should determine how much home you can afford even before you begin looking.
By answering a few simple questions, we will calculate your buying power, based on standard lender guidelines.
You may also elect to get pre-approved for a loan which requires verification of your income, credit, assets and liabilities.
Be in a better position when negotiating with the seller (seller knows your loan is already approved).
Information and interactive calculators are made available to you as self-help tools for your independent use and are not intended to provide investment advice.
We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances.
All examples are hypothetical and are for illustrative purposes.
We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Great Mortgage, Inc strives to ensure that its services are accessible to people with disabilities.
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