We eliminated the need for a team of Loan Officers and replaced them with Smart Technology - that means significant savings, which we pass along to you, the Borrower. Purchase Mortgage Rates are as of 2021-09-13 and are subject to change without notice. APR means Annual Percentage Rate. The interest rate and APR presented assume the following: $260,000 loan amount, 100% loan-to-value, subject property located in Colorado, owner-occupied primary residence.
The principal and interest payment is $1,019.01. Property taxes and homeowners insurance, not included. Availability based on creditworthiness. The interest rate and APR presented assume the following: $260,000 loan amount, 96.50% loan-to-value, subject property located in Colorado, owner-occupied primary residence. The principal and interest payment is $1,008.94.
The interest rate and APR presented assume the following: $260,000 loan amount, 80% loan-to-value, subject property located in Colorado, owner-occupied primary residence. The principal and interest payment is $1,064.87.
The principal and interest payment is $1,019.01. Property taxes and homeowners insurance, not included. Availability based on creditworthiness. The interest rate and APR presented assume the following: $260,000 loan amount, 96.50% loan-to-value, subject property located in Colorado, owner-occupied primary residence. The principal and interest payment is $1,008.94.
The interest rate and APR presented assume the following: $260,000 loan amount, 80% loan-to-value, subject property located in Colorado, owner-occupied primary residence. The principal and interest payment is $1,064.87.
Services
LoanVerify is a direct lender and a mortgage broker.
This means that we work on your behalf to find you the best mortgage rate, coupled with the lowest fees.
The Mortgage App allows you to take pictures of documents, order & view your credit report, run estimates on specific properties of interest, and receive a VerifiedApproval letter.
LoanVerify will provide you a non-commissioned, licensed Loan Expert who is available to answer your specific questions.
The Mortgage App allows you to communicate with your Loan Expert via the chat feature, ensuring that you have an ongoing log of your conversation so that none of your needs are overlooked.
This means that we work on your behalf to find you the best mortgage rate, coupled with the lowest fees.
The Mortgage App allows you to take pictures of documents, order & view your credit report, run estimates on specific properties of interest, and receive a VerifiedApproval letter.
LoanVerify will provide you a non-commissioned, licensed Loan Expert who is available to answer your specific questions.
The Mortgage App allows you to communicate with your Loan Expert via the chat feature, ensuring that you have an ongoing log of your conversation so that none of your needs are overlooked.
Yes, LoanVerify offers Conventional Mortgage programs (often called conventional loans.)
The term Conventional is a term that encompasses two government agencies, Fannie Mae (FNMA) and Freddie Mac (FHLMC.)
When a mortgage professional refers to Conventional they are referencing Fannie Mae and Freddie Mac.
To be eligible for a conventional mortgage a borrower must meet the guidelines established by Fannie Mae and Freddie Mac.
Determining eligibility is easy as the guidelines are available online.
The term Conventional is a term that encompasses two government agencies, Fannie Mae (FNMA) and Freddie Mac (FHLMC.)
When a mortgage professional refers to Conventional they are referencing Fannie Mae and Freddie Mac.
To be eligible for a conventional mortgage a borrower must meet the guidelines established by Fannie Mae and Freddie Mac.
Determining eligibility is easy as the guidelines are available online.
With a conventional mortgage loan, if you're planning to use a down payment of less than 20% (or in a refinance you have less than 20% equity) you must pay mortgage insurance.
You have a few options.
Two of the most common are Option #1- lender paid mortgage insurance - choose a higher mortgage rate in exchange for no monthly mortgage insurance.
Option #2- monthly mortgage insurance - choose a lower mortgage rate and pay the mortgage insurance monthly as part of your payment.
With an FHA loan, regardless of your down payment, you're required to pay mortgage insurance.
You have a few options.
Two of the most common are Option #1- lender paid mortgage insurance - choose a higher mortgage rate in exchange for no monthly mortgage insurance.
Option #2- monthly mortgage insurance - choose a lower mortgage rate and pay the mortgage insurance monthly as part of your payment.
With an FHA loan, regardless of your down payment, you're required to pay mortgage insurance.
The LoanVerify Refinance Promise - If mortgage rates decrease after closing a LoanVerify loan, we will work with clients in good standing who contact us to help them pursue available refinancing options.
As with all of our loans, we believe in ZERO lender fees, so we do not charge you underwriting, processing, or similar fees.
While we can't guarantee that all clients will qualify at the time of any refinance request, the LoanVerify Refi-Promise confirms that we will be available to help if a refinance is appropriate.
As with all of our loans, we believe in ZERO lender fees, so we do not charge you underwriting, processing, or similar fees.
While we can't guarantee that all clients will qualify at the time of any refinance request, the LoanVerify Refi-Promise confirms that we will be available to help if a refinance is appropriate.
We seek motivated and hard-working individuals who are passionate to help borrowers with all of their mortgage needs.
Be part of a dynamic and energized group culture.
Learn the intricacies of a promising, long-term, mortgage lending career.
At LoanVerify we provide our team members with competitive pay, healthcare, and a retirement match program.
Our business has grown over the last five years all by word of mouth.
The LoanVerify team is grateful to each and every one of our clients, friends, and family who have shared our good message.
Be part of a dynamic and energized group culture.
Learn the intricacies of a promising, long-term, mortgage lending career.
At LoanVerify we provide our team members with competitive pay, healthcare, and a retirement match program.
Our business has grown over the last five years all by word of mouth.
The LoanVerify team is grateful to each and every one of our clients, friends, and family who have shared our good message.
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