Tamie Platts Team
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Whether Refinancing or Purchasing a Home, we will take the time to understand your specific situation and be by your side during every step of the home loan process. My name is Tamie Platts and I want to thank you for taking the time to visit my website today. I am dedicated to seeing you succeed with all of your home financing goals and have designed my website to provide you with the information you will need to assist you, whether you are purchasing a new home or refinancing your existing Duluth mortgage!

I am a Duluth mortgage consultant, proudly serving all of Metro Atlanta, and the surrounding communities. Whether you are planning to purchase your first home, your next home, your dream home, a vacation home or an investment property with a Duluth home loan, you will find all of the information you need right here on my website!

I am proud to offer my expertise and resources to every client, including my insider secrets that will allow us to choose the best Duluth mortgage program for your current financial situation and future homeownership goals.
Services
Tamie's experience and advanced training as a CMPS provides her clients with a more comprehensive insight into their best mortgage options.
Tamie's goal is to help her clients achieve home ownership while integrating their mortgage into their total financial plan.
Whether you're buying your first home, a vacation home or an investment property, the structure of your loan is a vitally important part to your overall financial success.
Less than 2% of all Mortgage Lenders and Brokers in the U.S. are CMPS Certified.
Our Affordability Calculator can help you calculate the amount you can afford from a lender's point of view.
This will help you get a better idea of what lender's will see when they look through your finances and what options are most likely to be available to you.
We recommend that you use this calculator before you even start looking for your new home.
Arming yourself with this information will make the search for your dream home that much easier.
Our Affordability Calculator determines this information by looking closely at the income you are currently making and comparing that to your existing debts and any other monthly payments you are currently making.
Now, you can calculate your monthly mortgage payment, including principal, insurance and taxes, with our handy Monthly Mortgage Payment calculator.
As you can see by the information listed to the left, the amount you pay on a monthly basis can change based on the amount of your loan, the interest rate and the term of your loan.
There are many other factors that can also be taken into consideration when determining this figure.
Even the value of your home can have a significant role in the calculation of your monthly mortgage payment.
Use our Buying vs Renting Comparison calculator to find out whether it is more financially beneficial for you to purchase a home or to continue renting.
The answer to whether it's better to rent or to buy will vary based on your situation and should be considered seriously before any final decisions are made.
Owning a home may seem more expensive than renting because there are more financial obligations that come with most homes, like maintenance and HOA fees.
Even so, you would be surprised by how small the difference in payments really are, especially when you consider that rent can cost you more than a monthly mortgage payment.
Use the refinance calculator on my website to find out how refinancing your existing mortgage could benefit you!
This valuable tool can aid in your decision between sticking it out with your existing mortgage or refinancing.
It takes a number of factors into account to provide you with the most accurate information possible.
For example, if your original mortgage loan has a term of 30 years and was made for $250,000 with an interest rate of 5% and you have already made 60 month's worth of payments, you will be able to reduce your monthly mortgage payment if you refinance your mortgage for a new 30 year term and the interest rate is adjusted to 4.5%.
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