Welcome to Stepping Stone Mortgage where our Focus is on Friendly, Knowledgeable and Reliable Customer Service. We are locally owned and operated. Stepping Stone has built a strong reputation as an outstanding Eugene mortgage broker company. We have the best and most experienced residential mortgage brokers. You receive fast, professional service resulting in an easy, pleasant transaction.
We educate our customers about the different home loan options and programs available. You get personalized attention. That means you'll always get fast answers to your important questions. We handle the entire home loan process giving you access to low mortgage rates in Eugene Oregon.
We educate our customers about the different home loan options and programs available. You get personalized attention. That means you'll always get fast answers to your important questions. We handle the entire home loan process giving you access to low mortgage rates in Eugene Oregon.
Services
We pride ourselves on providing superior customer service and creating satisfied customers.
We work hard to satisfy the mortgage needs and exceed the expectations of our customers.
Our customers save money and close their loans quickly because we employ the most advanced mortgage technology available.
In a rush?
We welcome you to try our mortgage calculators!
The Internet, advanced mortgage processing software, and automated mortgage underwriting systems are coordinated to speed the mortgage process and deliver the best rate and terms.
We work hard to satisfy the mortgage needs and exceed the expectations of our customers.
Our customers save money and close their loans quickly because we employ the most advanced mortgage technology available.
In a rush?
We welcome you to try our mortgage calculators!
The Internet, advanced mortgage processing software, and automated mortgage underwriting systems are coordinated to speed the mortgage process and deliver the best rate and terms.
I believe that real estate financing is a personal business.
While choosing a company is important, hiring the right Mortgage Broker is the single most important decision you can make.
Expect top quality knowledge and skill from the Mortgage Broker you hire.
I have over 19 years experience in the real estate industry.
I am dedicated to fulfilling the needs of my clients, and am qualified to do what it takes to ensure this happens.
I am a local family man who is proud of his wife and daughters.
I enjoy spending quality time with them.
While choosing a company is important, hiring the right Mortgage Broker is the single most important decision you can make.
Expect top quality knowledge and skill from the Mortgage Broker you hire.
I have over 19 years experience in the real estate industry.
I am dedicated to fulfilling the needs of my clients, and am qualified to do what it takes to ensure this happens.
I am a local family man who is proud of his wife and daughters.
I enjoy spending quality time with them.
Make no mistake, there's a lot involved in oder to get a mortgage.
You wouldn't be here on our website if it were possible to complete a one-page loan app and receive the best loan check cut the same day.
But Stepping Stone Mortgage does the heavy lifting so you can concentrate on your life rather than the mortgage loan.
This is a function of a couple things.
How much of a monthly payment can you afford?
What is the maximum you can borrow from a lender, given your income and credit history?
You can get a good idea of your preferred payment abount using the calculators on our website.
You wouldn't be here on our website if it were possible to complete a one-page loan app and receive the best loan check cut the same day.
But Stepping Stone Mortgage does the heavy lifting so you can concentrate on your life rather than the mortgage loan.
This is a function of a couple things.
How much of a monthly payment can you afford?
What is the maximum you can borrow from a lender, given your income and credit history?
You can get a good idea of your preferred payment abount using the calculators on our website.
Before you begin to shop for a new home, you should set up a time to meet with us, so we can figure out how much you can afford.
This will put you in a better position as a buyer.
That's when it is important to understand the distinction between being pre-qualified for a loan and pre-approved for a loan.
The difference between the two terms will be crucial when you decide to make an offer on a house.
To get pre-qualified for a loan, I will collect information about your debt, income, and assets.
This will put you in a better position as a buyer.
That's when it is important to understand the distinction between being pre-qualified for a loan and pre-approved for a loan.
The difference between the two terms will be crucial when you decide to make an offer on a house.
To get pre-qualified for a loan, I will collect information about your debt, income, and assets.
There are no black and white answers to these questions.
Its a matter of give and take.
If you plan on a 30 year mortgage, you can probably make a lower down payment (or perhaps no down payment at all) and still manage the monthly payments.
If, on the other hand, you plan on a 15 year mortgage, you'll probably want to make a larger down payment to keep your monthly payments in line with what you can afford.
Many buyers look at their cash on hand as their only source for their down payment.
This simply is not the case.
Its a matter of give and take.
If you plan on a 30 year mortgage, you can probably make a lower down payment (or perhaps no down payment at all) and still manage the monthly payments.
If, on the other hand, you plan on a 15 year mortgage, you'll probably want to make a larger down payment to keep your monthly payments in line with what you can afford.
Many buyers look at their cash on hand as their only source for their down payment.
This simply is not the case.
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