Throughout my 20+ years in the mortgage business, I have prided myself on always being there for the customer. There have been many changes in the mortgage industry, especially over the past 5 years. That is why you need someone who can advise and educate you on the programs that are available to you. I will take the time to sit down and explain to you what your options are, and, together, we can determine what would be the best loan program for you based upon your circumstances.
If your current financial situation does not allow you to qualify for a loan at this time, I will be happy to help you put a plan together for the future. If you are thinking about purchasing or refinancing a property, give Serenity Mortgage a call, so I can assist you with one of the largest investments of your lifetime. A free pre-approval can be done over the phone in minutes, so let's get started!
If your current financial situation does not allow you to qualify for a loan at this time, I will be happy to help you put a plan together for the future. If you are thinking about purchasing or refinancing a property, give Serenity Mortgage a call, so I can assist you with one of the largest investments of your lifetime. A free pre-approval can be done over the phone in minutes, so let's get started!
Services
John Glath, owner and sole mortgage specialist of Serenity Mortgage, understands that the prospect of purchasing a home or refinancing can be very exciting and intimidating at the same time.
Whether you have a few questions or you feel like you don't even know where to begin, John wants to help "light your way through the mortgage process."
Backed by over 20 yrs.
The company name and lighthouse icon were chosen to reassure Serenity Mortgage customers that this can be a peaceful process, and you don't have to be in it alone.
Whether you have a few questions or you feel like you don't even know where to begin, John wants to help "light your way through the mortgage process."
Backed by over 20 yrs.
The company name and lighthouse icon were chosen to reassure Serenity Mortgage customers that this can be a peaceful process, and you don't have to be in it alone.
Are you looking at a house with "good bones" but it needs a lot of work?
The FHA 203(k) loan program provides funds for renovations and repairs of your primary residence by financing the after-improved value rather than the present value of the home'.
Qualified borrowers receive a single loan with one closing!
A wide variety of repairs can be included, roofs, kitchen/bath remodels, flooring, paint, room additions, handicap accessibility, new appliances, plumbing/electrical repairs and lead-based paint abatements.
The FHA 203(k) loan program provides funds for renovations and repairs of your primary residence by financing the after-improved value rather than the present value of the home'.
Qualified borrowers receive a single loan with one closing!
A wide variety of repairs can be included, roofs, kitchen/bath remodels, flooring, paint, room additions, handicap accessibility, new appliances, plumbing/electrical repairs and lead-based paint abatements.
A type of alternative mortgage instrument in which the interest rate adjusts periodically according to a predetermined index and margin, this adjustment results in the payment either increasing or decreasing.
In some situations, the adjustment is made to the outstanding principal.
Repayment of a debt in equal installments of principal and interest, rather than interest-only payments.
A measure of the cost of credit, expressed as a yearly rate.
It includes interest as well as other charges.
Because all lenders follow the same rules to ensure the accuracy of the annual percentage rate, it provides consumers with a good basis for comparing the cost of loans, including mortgage plans.
In some situations, the adjustment is made to the outstanding principal.
Repayment of a debt in equal installments of principal and interest, rather than interest-only payments.
A measure of the cost of credit, expressed as a yearly rate.
It includes interest as well as other charges.
Because all lenders follow the same rules to ensure the accuracy of the annual percentage rate, it provides consumers with a good basis for comparing the cost of loans, including mortgage plans.
Reviews
Be the first to review GE Serenity Mortgage.
Write a Review
