B2 Funding
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B2 Funding
Whether you're looking to purchase a new home or refinance your existing loan, B2 Funding offers a variety of loan products to meet all your needs. B2 Funding offers better than bank service at better than bank rates. Click "Buy A Home" or "Refinance" below to explore our most popular products. B2 Funding offers all kinds of home loans and works with multiple lenders to get you the best rate possible.

Refinancing your existing home loan can be beneficial if your looking for a shorter term, better rate, lower payment or to take cash out. Please fill out our online loan application today to get your pre-qualification for your home loan or refinance loan started. Regardless of whether you are "the savvy investor" or a first-time home-buyer, at B2 Funding we give you the personal attention you deserve to help you reach your goals.

It has been our pleasure working with our clients in over the years, and we hope that our excellence will continue to foster new relationships in the future. We not only inform you of the current rates, but we also back that up with an exceptional level of service from start to finish.
Services
B2 Funding wants to be able to help you find the right loan from the very beginning.
You and your family deserves the best quality and service to ensure your investment in your home.
Nothing can be more important than to protect your property and family.
Our Loan Officers understand your priorities and want your purchasing loan to go smoothly and interrupt your life as little as possible.
When we discuss your plans and goals for your property loan we take into account that everyone is different - and that is why we offer so many options.
No matter what type of mortgage you need, B2 Funding is here to help.
From determining what loan is best to guiding you through the entire home loan process, you can count on us for home loans made easy.
The fixed-rate mortgage is the most common mortgage program in the industry.
It is the easiest to understand and provides the security and peace of mind of a set monthly payment (principal and interest) that will remain the same throughout the term of the loan.
Offers the chance to borrow money on a long-term basis without having to worry about the interest rates or payments changing.
Adjustable-rate mortgages normally offer lower initial monthly payments than fixed-rate mortgages.
Other benefits of ARMs include: opportunity to qualify for a larger loan, lower payments, and the ability to save money in the short-term.
Borrowers who are comfortable taking on risks or who feel their income will increase to cover possible payment increases often make this choice.
Once the introductory period of the ARM is up, you may be able to refinance into a fixed-rate mortgage.
Let B2 Funding answer all the questions that you have about adjustable rate loans.
Typically there are three ways to finance a home: FHA loans, VA loans and conventional loans.
Each subset of loans comes with several options, but none more so than conventional loans.
Knowing the ins and outs of the available options with a conventional loan can help home buyers make the best purchasing decision for their budget.
A conventional home loan is a loan to purchase a home that is not guaranteed or insured by the federal government.
These type of loans follow certain guidelines of government sponsored entities such as Fannie Mae.
An FHA loan is a federal-assistance mortgage loan offered by qualified lenders and backed by the Federal Housing Administration.
During the Great Depression of the 1930s, soaring foreclosure and default rates led lenders to tighten their loan requirements to the detriment of the prospective homeowner.
The FHA was created during this time to provide lending institutions (such as banks, savings and loan associations, and mortgage companies) with sufficient insurance to allow them to ease up on eligibility requirements for borrowers so that they could be approved for loans that they could not otherwise afford.
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