We can present you the right home loan program that best fits your income, credit and financial situation to achieve your goals when applying for a home loan and we are here to look out for your best interest. We can not control what the market is doing. What we can control, is how we communicate and deliver exceptional customer service that you should expect from your professional mortgage team.
Our goal is your goal when looking to purchase or refinance your home. We look to present you loan options based on your credit, income and assets, if you are not in the position to complete a home loan, we will give a road map to ensure you work towards that position down the road.
Our goal is your goal when looking to purchase or refinance your home. We look to present you loan options based on your credit, income and assets, if you are not in the position to complete a home loan, we will give a road map to ensure you work towards that position down the road.
Services
That strong work ethic, with its commitment to customer service, detail, courtesy, and reliability, has guided my professional life from my first job as a paperboy, to my customer service position in a retail flower company, 10 years as a firefighter and through more than two decades in the lending industry.
Though the job titles may vary, the underlying dedication remains the same: I provide the best possible customer service to my clients, no matter what.
To me, customer service boils down to one simple rule: To always treat others the way I want to be treated.
Though the job titles may vary, the underlying dedication remains the same: I provide the best possible customer service to my clients, no matter what.
To me, customer service boils down to one simple rule: To always treat others the way I want to be treated.
Tuesday's bond market has opened in positive territory as traders await tomorrow's Fed events.
Stocks are showing modest gains with the Dow up 41 points and the Nasdaq up 36 points.
The bond market is currently up 2/32 (1.55%), which with yesterday's late gains should improve this morning's mortgage rates by approximately.250 of a discount point.
There is nothing of importance being released today.
Tomorrow is a different story though.
It will start with the release of the ADP Employment report at 8:15 AM ET.
Stocks are showing modest gains with the Dow up 41 points and the Nasdaq up 36 points.
The bond market is currently up 2/32 (1.55%), which with yesterday's late gains should improve this morning's mortgage rates by approximately.250 of a discount point.
There is nothing of importance being released today.
Tomorrow is a different story though.
It will start with the release of the ADP Employment report at 8:15 AM ET.
A termite report and clearance is required on Conventional, FHA, and USDA transactions if the Purchase Contract indicates in Section 4a, Item 1, that the buyer or seller shall pay for an inspection.
VA requires a termite report and clearance on all transactions in the State of California with the except the IRRRL loan.
If the contract is NOT marked and the buyer does not sign the Wood Destroying Pest Inspection and Allocation of Cost Addendum, the termite report and/or clearance will not be required.
VA requires a termite report and clearance on all transactions in the State of California with the except the IRRRL loan.
If the contract is NOT marked and the buyer does not sign the Wood Destroying Pest Inspection and Allocation of Cost Addendum, the termite report and/or clearance will not be required.
Selecting a Home Loan Program on a Purchase or Refinance will be based on your goals of Homeownership!.
There are not as many financing loan programs as there are borrowers, but sometimes it seems like it!
We can help you find the loan program that will fit your financial situation the best.
What type of property - Single Family, Units (1 to 4), Condo, Townhouse, PUD (Planned Unit Development) or a Manufactured home that is on a permanent foundation.
You already own the property, now what is the goal of that home; remove the mortgage monthly insurance, refinance into a short term to payoff the mortgage sooner to save on the interest over the long term loan.
There are not as many financing loan programs as there are borrowers, but sometimes it seems like it!
We can help you find the loan program that will fit your financial situation the best.
What type of property - Single Family, Units (1 to 4), Condo, Townhouse, PUD (Planned Unit Development) or a Manufactured home that is on a permanent foundation.
You already own the property, now what is the goal of that home; remove the mortgage monthly insurance, refinance into a short term to payoff the mortgage sooner to save on the interest over the long term loan.
Time to refinance your California property to either remove the monthly mortgage insurance, lower your overall mortgage payment, lower your interest rate, shorten the term of the loan, pull cash out of the equity in your home to pay off high interest credit cards or complete some much needed home improvement projects or switch home loan programs.
Refinancing your California property should be an easy, fast and stress-free process, purchasing your property may have been the difficult process.
The home refinance process over the past year has become more streamlined, not as much paperwork as required with a home purchase.
Refinancing your California property should be an easy, fast and stress-free process, purchasing your property may have been the difficult process.
The home refinance process over the past year has become more streamlined, not as much paperwork as required with a home purchase.
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