Is a refinance right for you? It's easy to find out. With a simple phone conversation that takes just minutes and doesn't require an application or a credit check, we can tell you if you will benefit from a refinance. It's simple math. We can tell you right upfront how much you can save, or if you are better off not refinancing. Our advice & information is free and we are happy to give it.
Looking to buy a home and want to get pre-approved? That's easy. With some basic information we can discuss what you can qualify for and get you pre-approved so you are ready to go write offers for your new home. Plus we close fast. So you can rest assured that your loan will be ready to close escrow on time. It's what we're here for. To give you the information and advice that you need to make the best mortgage loan decision for you.
In this modern landscape of internet applications and huge lending corporations, the most important thing has gotten lost in the mix -- You. We are a small company with decades of experience.
Looking to buy a home and want to get pre-approved? That's easy. With some basic information we can discuss what you can qualify for and get you pre-approved so you are ready to go write offers for your new home. Plus we close fast. So you can rest assured that your loan will be ready to close escrow on time. It's what we're here for. To give you the information and advice that you need to make the best mortgage loan decision for you.
In this modern landscape of internet applications and huge lending corporations, the most important thing has gotten lost in the mix -- You. We are a small company with decades of experience.
Services
Our approach is unique.
We listen.
We listen to what your needs and goals are.
Then we use our knowledge and expertise to show you the options and guide you through the loan process so you can succeed in your goals.
Father and son team Mike & Dan McGirr have been in the mortage and real estate business for decades.
Both are California Department of Real Estate licensed Brokers.
Mike has a degree in Business from the University of Southern California where he played football for the Trojans.
Mike just celebrated his 45th wedding anniversary in 2018 and has 8 grandchildren.
We listen.
We listen to what your needs and goals are.
Then we use our knowledge and expertise to show you the options and guide you through the loan process so you can succeed in your goals.
Father and son team Mike & Dan McGirr have been in the mortage and real estate business for decades.
Both are California Department of Real Estate licensed Brokers.
Mike has a degree in Business from the University of Southern California where he played football for the Trojans.
Mike just celebrated his 45th wedding anniversary in 2018 and has 8 grandchildren.
Should you refinance to a lower rate?
Well it simply depends on how much you will save versus how much it will cost.
There are no cost options available as well (with the exception of the appraisal cost paid to the appraiser).
How do you find out if it makes sense?
Simple -- Grab your current mortgage statement and give us a call.
We can do the calculations and let you know in just a few minutes if it makes sense for you.
Getting pre-approved and exploring your purchase loan options is the first step to house hunting.
Well it simply depends on how much you will save versus how much it will cost.
There are no cost options available as well (with the exception of the appraisal cost paid to the appraiser).
How do you find out if it makes sense?
Simple -- Grab your current mortgage statement and give us a call.
We can do the calculations and let you know in just a few minutes if it makes sense for you.
Getting pre-approved and exploring your purchase loan options is the first step to house hunting.
Cheaper rates and a higher level of service is why it's better to use a mortgage broker than to go through the big banks.
A lot of people have the misconception that a mortgage broker is just a middle man that adds on a fee.
That is not the case.
We as mortgage brokers have access to wholesale rates.
When you go to the big bank, you are paying retail rates.
When you work with a mortgage broker you are working with an individual who sees you as an important client.
When you go to the big banks you are just another one of millions of customers.
A lot of people have the misconception that a mortgage broker is just a middle man that adds on a fee.
That is not the case.
We as mortgage brokers have access to wholesale rates.
When you go to the big bank, you are paying retail rates.
When you work with a mortgage broker you are working with an individual who sees you as an important client.
When you go to the big banks you are just another one of millions of customers.
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