When you are making one of the biggest financial decisions of your life, meeting the right person to guide you through the process can make a huge difference in your experience - so let's get to know each other! I am a bilingual (English/Spanish) Senior Loan Originator with over 15 years of combined experience in the Home Financing, Banking, and Real Estate industries.
In 2006, I graduated from Barry University in Miami, Florida with a Bachelor's Degree in Business Administration, concentrating in finance, risk management, strategic management and marketing. My career path has allowed me to work with a wide range of loan products and programs. My extensive background in finance began in 2003 when I first started originating home loans.
I am dedicated to fulfilling my Borrowers' requirements by not only recommending the ideal loan options available for their specific goals, but also by ultimately becoming a trusted resource and advisor for all of their home financing needs. Both my current and previous Borrowers and Business Associates have described me as sincere, honest, and always operating with a high level of personal and professional integrity.
In 2006, I graduated from Barry University in Miami, Florida with a Bachelor's Degree in Business Administration, concentrating in finance, risk management, strategic management and marketing. My career path has allowed me to work with a wide range of loan products and programs. My extensive background in finance began in 2003 when I first started originating home loans.
I am dedicated to fulfilling my Borrowers' requirements by not only recommending the ideal loan options available for their specific goals, but also by ultimately becoming a trusted resource and advisor for all of their home financing needs. Both my current and previous Borrowers and Business Associates have described me as sincere, honest, and always operating with a high level of personal and professional integrity.
Services
Is a full-service mortgage company based in Plantation, Florida.
We specialize in FHA, Conventional, VA, USDA, Reverse & Jumbo Loans.
We serve our clients anywhere in Florida, South Carolina, & Ohio.
Whether you are buying a home or refinancing, we can help you realize your dream of home ownership or save you money when getting your new lower monthly payment.
We offer a wide range of refinance options, designed to best meet the needs of local borrowers.
If you're looking for cash out, or to just get a better rate and term, we can assist you.
We specialize in FHA, Conventional, VA, USDA, Reverse & Jumbo Loans.
We serve our clients anywhere in Florida, South Carolina, & Ohio.
Whether you are buying a home or refinancing, we can help you realize your dream of home ownership or save you money when getting your new lower monthly payment.
We offer a wide range of refinance options, designed to best meet the needs of local borrowers.
If you're looking for cash out, or to just get a better rate and term, we can assist you.
Kindly provide your date of birth so our mortgage brokers can verify your identity when they contact you.
Thank you for your cooperation.
CERTIFIED HOME LOANS strives to ensure that its services are accessible to people with disabilities.
CERTIFIED HOME LOANS has invested a significant amount of resources to help ensure that its website is made easier to use and more accessible for people with disabilities, with the strong belief that every person has the right to live with dignity, equality, comfort and independence.
Thank you for your cooperation.
CERTIFIED HOME LOANS strives to ensure that its services are accessible to people with disabilities.
CERTIFIED HOME LOANS has invested a significant amount of resources to help ensure that its website is made easier to use and more accessible for people with disabilities, with the strong belief that every person has the right to live with dignity, equality, comfort and independence.
Applying for a mortgage can seem like a daunting and scary process.
To help, we've created a checklist of things for you to compile, complete and acknowledge before applying.
Credit history is a recorded file of past and current credit that is utilized to compile a credit score.
A closing cost is a payment required to finalize a home loan and is separate from a down-payment.
An appraisal is an estimate of a property's fair market value and is required by a lender to ensure the loan amount is not more than the property value.
To help, we've created a checklist of things for you to compile, complete and acknowledge before applying.
Credit history is a recorded file of past and current credit that is utilized to compile a credit score.
A closing cost is a payment required to finalize a home loan and is separate from a down-payment.
An appraisal is an estimate of a property's fair market value and is required by a lender to ensure the loan amount is not more than the property value.
There are a number of different types of home loans available to you, and it can pay to familiarize yourself with them.
Luckily we're here to help you choose the best type of home loan for your needs.
The most common type of loan option, the traditional fixed-rate mortgage includes monthly principal and interest payments which never change during the loan's lifetime.
Adjustable-rate mortgages include interest payments which shift during the loan's term, depending on current market conditions.
Typically, these loans carry a fixed-i.
Luckily we're here to help you choose the best type of home loan for your needs.
The most common type of loan option, the traditional fixed-rate mortgage includes monthly principal and interest payments which never change during the loan's lifetime.
Adjustable-rate mortgages include interest payments which shift during the loan's term, depending on current market conditions.
Typically, these loans carry a fixed-i.
The first step in obtaining a loan is to determine how much money you can borrow.
In case of buying a home, you should determine how much home you can afford even before you begin looking.
By answering a few simple questions, we will calculate your buying power, based on standard lender guidelines.
You may also elect to get pre-approved for a loan which requires verification of your income, credit, assets and liabilities.
Be in a better position when negotiating with the seller (seller knows your loan is already approved).
In case of buying a home, you should determine how much home you can afford even before you begin looking.
By answering a few simple questions, we will calculate your buying power, based on standard lender guidelines.
You may also elect to get pre-approved for a loan which requires verification of your income, credit, assets and liabilities.
Be in a better position when negotiating with the seller (seller knows your loan is already approved).
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