I have a better picture, more experience and education than most of the people you will meet in the business with over 28 years of experience in the finance and real estate industries. I truly enjoy helping people find the best mortgage financing solutions for their needs. Most of all, I understand that your time is valuable and I can offer tailored, personalized mortgage assistance in Hawaii.
I grew up in Southern California and was raised in real estate. My parents were both brokers and licensed since the 1970's. After graduation from the University of California, Irvine, I dove into the industry full speed in 1990. These days you need someone to help you understand the entire picture and offer you pertinent advice. The internet is great, but having someone who will take care of you through the whole transaction and beyond is the benefit of working with me.
I also offer you the most competitive rates in the industry and the absolute best customer service. Call me today! I look forward to assisting you with your real estate financing needs.
I grew up in Southern California and was raised in real estate. My parents were both brokers and licensed since the 1970's. After graduation from the University of California, Irvine, I dove into the industry full speed in 1990. These days you need someone to help you understand the entire picture and offer you pertinent advice. The internet is great, but having someone who will take care of you through the whole transaction and beyond is the benefit of working with me.
I also offer you the most competitive rates in the industry and the absolute best customer service. Call me today! I look forward to assisting you with your real estate financing needs.
Services
Conforming loans are conventional loans that use loan criteria set by Fannie Mae and Freddie Mac.
These are government sponsored enterprises that function as holding companies to buy mortgage loans from lending institutions and in turn bundle them for resale to the investment community.
Buying mortgage loans allows the banks to lend their money again and provide continuous flow of money to lenders that reinvest their money back into more mortgage loans.
Fannie Mae and Freddie Mac only buy loans that are "conforming" to sell into the secondary (investment) market.
These are government sponsored enterprises that function as holding companies to buy mortgage loans from lending institutions and in turn bundle them for resale to the investment community.
Buying mortgage loans allows the banks to lend their money again and provide continuous flow of money to lenders that reinvest their money back into more mortgage loans.
Fannie Mae and Freddie Mac only buy loans that are "conforming" to sell into the secondary (investment) market.
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