We are locally owned, operated and licensed in Oregon, Washington and California. Our mortgage brokers use lending services from hundreds of wholesale banks and mortgage companies. We continually update our database to stay ahead of our competitors. At Value Mortgage Inc., value each and every one of our clients and want to be your mortgage broker for life.
Value Mortgage Inc strives to ensure that its services are accessible to people with disabilities. Value Mortgage Inc has invested a significant amount of resources to help ensure that its website is made easier to use and more accessible for people with disabilities, with the strong belief that every person has the right to live with dignity, equality, comfort and independence.
Value Mortgage Inc makes available the UserWay Website Accessibility Widget that is powered by a dedicated accessibility server. The software allows valuemortgageinc.com to improve its compliance with the Web Content Accessibility Guidelines (WCAG 2.1). After triggering the accessibility menu, please wait a moment for the accessibility menu to load in its entirety.
Value Mortgage Inc strives to ensure that its services are accessible to people with disabilities. Value Mortgage Inc has invested a significant amount of resources to help ensure that its website is made easier to use and more accessible for people with disabilities, with the strong belief that every person has the right to live with dignity, equality, comfort and independence.
Value Mortgage Inc makes available the UserWay Website Accessibility Widget that is powered by a dedicated accessibility server. The software allows valuemortgageinc.com to improve its compliance with the Web Content Accessibility Guidelines (WCAG 2.1). After triggering the accessibility menu, please wait a moment for the accessibility menu to load in its entirety.
Services
I am the Owner of Value Mortgage Inc. and have been originating loans for my clients for the last 20+ years.
Every loan is tailored to my customers wants and needs, in both short and long term.
By utilizing many wholesale lenders as well as the most contemporary programs available, I can provide a game plan that will be best suited for you.
Our mission is to serve our customers with honesty, integrity and competence.
Our goal is to provide home loans to our clients with the lowest interest rates and closing costs possible.
Every loan is tailored to my customers wants and needs, in both short and long term.
By utilizing many wholesale lenders as well as the most contemporary programs available, I can provide a game plan that will be best suited for you.
Our mission is to serve our customers with honesty, integrity and competence.
Our goal is to provide home loans to our clients with the lowest interest rates and closing costs possible.
I have worked with Value Mortgage because i was having difficulty with a bank trying to get a good loan to refinance.
Todd Kono with Value Mortgage stuck with it and finally after a time he located the loan I needed and all was successful.
Thanks Todd for all your help.
Todd is Great to work with!
He goes the extra mile and then some to help ensure the Clients best interest is at the forefront at all times.
I Love working with him!
Having been in real estate sales over the last thirty some years I've gained a pretty sharp eye for those who know their business and those that don't.
Todd Kono with Value Mortgage stuck with it and finally after a time he located the loan I needed and all was successful.
Thanks Todd for all your help.
Todd is Great to work with!
He goes the extra mile and then some to help ensure the Clients best interest is at the forefront at all times.
I Love working with him!
Having been in real estate sales over the last thirty some years I've gained a pretty sharp eye for those who know their business and those that don't.
Applying for a mortgage can seem like a daunting and scary process.
To help, we've created a checklist of things for you to compile, complete and acknowledge before applying.
Credit history is a recorded file of past and current credit that is utilized to compile a credit score.
A closing cost is a payment required to finalize a home loan and is separate from a down-payment.
An appraisal is an estimate of a property's fair market value and is required by a lender to ensure the loan amount is not more than the property value.
To help, we've created a checklist of things for you to compile, complete and acknowledge before applying.
Credit history is a recorded file of past and current credit that is utilized to compile a credit score.
A closing cost is a payment required to finalize a home loan and is separate from a down-payment.
An appraisal is an estimate of a property's fair market value and is required by a lender to ensure the loan amount is not more than the property value.
There are a number of different types of home loans available to you, and it can pay to familiarize yourself with them.
Luckily we're here to help you choose the best type of home loan for your needs.
The most common type of loan option, the traditional fixed-rate mortgage includes monthly principal and interest payments which never change during the loan's lifetime.
Adjustable-rate mortgages include interest payments which shift during the loan's term, depending on current market conditions.
Typically, these loans carry a fixed-i.
Luckily we're here to help you choose the best type of home loan for your needs.
The most common type of loan option, the traditional fixed-rate mortgage includes monthly principal and interest payments which never change during the loan's lifetime.
Adjustable-rate mortgages include interest payments which shift during the loan's term, depending on current market conditions.
Typically, these loans carry a fixed-i.
The first step in obtaining a loan is to determine how much money you can borrow.
In case of buying a home, you should determine how much home you can afford even before you begin looking.
By answering a few simple questions, we will calculate your buying power, based on standard lender guidelines.
You may also elect to get pre-approved for a loan which requires verification of your income, credit, assets and liabilities.
Be in a better position when negotiating with the seller (seller knows your loan is already approved).
In case of buying a home, you should determine how much home you can afford even before you begin looking.
By answering a few simple questions, we will calculate your buying power, based on standard lender guidelines.
You may also elect to get pre-approved for a loan which requires verification of your income, credit, assets and liabilities.
Be in a better position when negotiating with the seller (seller knows your loan is already approved).
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