Keith Iwanabe
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Keith Iwanabe
We believe that the process of securing a mortgage should be as straight forward as possible. Our team of highly qualified professionals are here to support and walk you through all aspects of the loan process, combining the highest level of service with the best rates in the industry. Proudly providing the best mortgage solutions for the residents of Southern California for over a decade.

We take the guess work out of finding the right loan to meet your needs, resulting in rates that are easy and affordable. Nothing hidden is our motto and we are always transparent when it comes to the process of getting your perfect loan. Our approach results in the easiest loan process and the happiest clients, which makes everyone's day a little better.

Search for answers to common questions about purchasing and refinancing in our FAQs section. Sign up for our informative newsletter and enjoy curated mortgage news delivered straight to your inbox. Credit scores may be on the rise. After a study conducted by the Consumer Financial Protection Bureau exposed issues with the accuracy of consumer credit reports, new standards have been put in place.
Services
Spec Home Loans was established in 2006 by Southern California native Brian Barre, an accomplished business leader with extensive knowledge and experience in the real estate and mortgage industries.
After spending the first part of his professional career as a Loan Officer, Brian decided to venture out on his own.
With the vision of providing a new standard for customer experiences, Brian built Spec from the ground up through referral and repeat business.
By offering exceptional buying, selling and lending services, as well assembling a highly qualified team to serve clients, Spec has become one of the leaders in the mortgage game, and continues to grow with each passing year.
At Spec Home Loans, we know that buying your first home or refinancing your existing mortgage is a huge financial decision, and that the process can seem daunting.
Our goal is to to guide you through the loan process with complete transparency and remove any potential roadblocks by tailoring your mortgage based on your specific needs.
While every consumer and situation is different, we have provided answers to some common questions about purchasing and refinancing below.
Please know that our team is available to answer questions anytime.
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