Ron Cowan Appraisal Service
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Ron Cowan Appraisal performs Residential, FHA and Conventional Appraisals. Our Southern California location serves Orange Co and Western Riverside and San Bernardino Counties. We offer Short turnaround times, high quality appraisal reports, electronic ordering and delivery and competitive pricing. We accept cash, check or PayPal payments (Net 30 accounts with prior approval).

Our Appraiser's can perform valuation services on almost any residential property, from small first time buyer homes to large custom homes and 2-4 units small income properties. We are FHA approved and are experienced with mortgage transactions, divorce settlements, relocations, and estate planning. We specialize in Custom Homes, and much more. Give us a call to find out more.

What We Don't Do: We don't do appraisals by phone, appraising contingent on hitting a loan value, or payment contingent on closing. Comp checks are available, but there is a small processing fee (to be applied to the appraisal fee) whether or not the loan is issued and whether or not an appraisal is assigned to us; comp checks are accompanied by appropriate disclaimers and are not determinations of value.
Services
A home purchase is the largest, single investment most people will ever make.
Whether it's a primary residence, a second vacation home or an investment, the purchase of real property is a complex financial transaction that requires multiple parties to pull it all off.
Most of the people involved are very familiar.
The Realtor is the most common face of the transaction.
The mortgage company provides the financial capital necessary to fund the transaction.
The title company ensures that all aspects of the transaction are completed and that a clear title passes from the seller to the buyer.
When interviewing a home inspector, ask the inspector what type of report format he or she provides.
There are many styles of reports used by property inspectors, including the checklist, computer generated using inspection programs, and the narrative style.
The most important issue with an inspection report is the descriptions given for each item or component.
A report that indicates the condition as "Good", "Fair" or "Poor" without a detailed explanation, is vague and can be easily misinterpreted.
For homeowners, a real estate appraisal is the linchpin to buying or selling their home.
It allows the property transactions to occur among the buyer, seller, real estate agent and mortgage lender.
Before an Appraiser arrives, there are a few things you should know.
By law, an appraiser must be state licensed to perform appraisals prepared for federally related transactions.
Also by law, you are entitled to receive a copy of the completed appraisal report from your lender.
Home inspection reports, or other recent reports for termites, EIFS (synthetic stucco) wall systems, septic systems and wells.
The Home Buyer Checklist identifies some of the important factors to consider when choosing a home.
In addition to an affordable sales price, you will also want to be sure that the neighborhood and house meet the needs of your family.
Take this checklist along when you go shopping for your house.
It will help you evaluate the neighborhoods and assess the availability and condition of various features of up to three homes in a side-by-side comparison.
Maybe you feel like you don't need an "appraisal" but you'd still like some help gathering local property and sales data.
We can provide low cost sales and listing reports that will guide you through the maze of raw data.
Our reports help you to make an informed buying decision.
We understand the complexities of buying a home and know what you are going through and will do our best to make it easier for you by giving you a high quality, professional appraisal that you can depend on!
Prompt response to your initial inquiry: We will give you personalized information for your particular appraisal need.
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