The Alligator Mortgage Company Team is your premier team located in Gainesville, Florida. We pride ourselves on offering some of the best rates in the area and make the process simple, straightforward and fast for our customers. Our mission is to counsel with the customer to understand their needs and then provide them with the best terms. Richard Tillett founded Alligator Mortgage in 2000.
We are proud to be one of the very few Gainesville mortgage companies to weather the economic downturn of 2008-2012. Senior Loan Officer Ernie English has worked for Alligator Mortgage since 2003, which is an exceptionally long time in the mortgage industry. Lisa Hyden joined Alligator Mortgage in 2014 and works primarily out of her home office in Old Town.
Although we are based in Gainesville in Alachua County, we are licensed to do mortgages throughout the State of Florida. It is our job to counsel with you to determine which loan program is right for you. We will go over down payment options and interest rates and total payments for each loan so that you choose the best loan for you.
We are proud to be one of the very few Gainesville mortgage companies to weather the economic downturn of 2008-2012. Senior Loan Officer Ernie English has worked for Alligator Mortgage since 2003, which is an exceptionally long time in the mortgage industry. Lisa Hyden joined Alligator Mortgage in 2014 and works primarily out of her home office in Old Town.
Although we are based in Gainesville in Alachua County, we are licensed to do mortgages throughout the State of Florida. It is our job to counsel with you to determine which loan program is right for you. We will go over down payment options and interest rates and total payments for each loan so that you choose the best loan for you.
Services
Alligator Mortgage has been owned by Richard Tillett in Gainesville, Florida since 2000.
We will counsel with you to find out what your needs and goals are and provide you with the best loan option for you.
We are an Independent Mortgage Brokerage Company.
We work with a variety of Wholesale Lenders to get you the best rate and terms.
We are not a bank and so you do not have to fit in with the bank's rigid guidelines.
We are not a franchise operation that sends their loans to their home office to be underwritten to just that lender's guidelines.
We will counsel with you to find out what your needs and goals are and provide you with the best loan option for you.
We are an Independent Mortgage Brokerage Company.
We work with a variety of Wholesale Lenders to get you the best rate and terms.
We are not a bank and so you do not have to fit in with the bank's rigid guidelines.
We are not a franchise operation that sends their loans to their home office to be underwritten to just that lender's guidelines.
If self-employed, year-to-date profit and loss statement, plus signed returns for last two years.
Child support or alimony payments (optional for you to disclose income, but must disclose expense).
If you presently own Real Estate then we will need recent mortgage statement, insurance statement, tax bill and HOA statement.
Remember every loan and every borrower is different so apply now and please consult with your loan officer on your specific situation.
Child support or alimony payments (optional for you to disclose income, but must disclose expense).
If you presently own Real Estate then we will need recent mortgage statement, insurance statement, tax bill and HOA statement.
Remember every loan and every borrower is different so apply now and please consult with your loan officer on your specific situation.
Alligator Mortgage Company is a small business with just a few employees.
Most all of our business is from referrals; some from Realtors and most from prior customers.
We are not a large company where you get lost as just another loan.
We end up being friends with many of our customers after the deal has closed.
We strive to make the process as smooth and simple as possibly.
We want to set the expectations up front and let you know what items will be needed.
Do all loans go perfectly and close on time?
Most all of our business is from referrals; some from Realtors and most from prior customers.
We are not a large company where you get lost as just another loan.
We end up being friends with many of our customers after the deal has closed.
We strive to make the process as smooth and simple as possibly.
We want to set the expectations up front and let you know what items will be needed.
Do all loans go perfectly and close on time?
After working for Target and Gateway Computers Ernie started at Alligator Mortgage in 2003.
He began as our Mobile Home Specialist, but can help you with any loan situations.
He also works with many first time home buyers.
Lisa joined Alligator Mortgage in the fall of 2013 and primarily works out of her home office in Old Town.
If you live in Chiefland, Old Town, Cedar Key, Perry then give Lisa a call.
Lisa worked for the Florida Department of Corrections for over 2 decades before starting in the Mortgage Industry in 2007.
He began as our Mobile Home Specialist, but can help you with any loan situations.
He also works with many first time home buyers.
Lisa joined Alligator Mortgage in the fall of 2013 and primarily works out of her home office in Old Town.
If you live in Chiefland, Old Town, Cedar Key, Perry then give Lisa a call.
Lisa worked for the Florida Department of Corrections for over 2 decades before starting in the Mortgage Industry in 2007.
The Federal Housing Administration (FHA) aims to improve the housing market by insuring home loans made by approved home lenders.
Home buyers are able to receive great rates and be able to qualify with less than ideal credit while lenders are protected from borrower default.
The FHA offers a number of different loan programs including options for refinances, purchases, and renovation projects.
The Alligator Mortgage Company offers some of the best rates on FHA loans in Gainesville, Alachua County and throughout Florida.
Home buyers are able to receive great rates and be able to qualify with less than ideal credit while lenders are protected from borrower default.
The FHA offers a number of different loan programs including options for refinances, purchases, and renovation projects.
The Alligator Mortgage Company offers some of the best rates on FHA loans in Gainesville, Alachua County and throughout Florida.
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