CrossCountry Mortgage
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CrossCountry Mortgage
Since we first opened our doors in 1949, Ross Mortgage has been committed to earning the trust and respect of each and every customer we serve. From origination through underwriting and closing, we treat each loan as if it were our own, with honesty, integrity and in a friendly and caring way. Ross Mortgage Corporation is a successful mortgage banking company with a reputation for professionalism, integrity and quality service.

Headquartered in Troy, Michigan, Ross is one of the top independent lenders in the Midwest and serves its valued customers through a network of offices located in Michigan, Kentucky, Florida and Virginia. Founded in 1949, Ross Mortgage combines 70 years of mortgage lending experience with state-of-the-art mortgage lending technology.

As a full-service mortgage lender, Ross Mortgage Corporation delivers superior service and pricing to our customers since, as a lender, we possess underwriting authority and retain control over the entire transaction.What this means to you is that you can depend on Ross Mortgage for competitive rates, quality service, fast response and no surprises.
Services
Online payment option for mortgage payments that are payable to Ross Mortgage Corporation.
This online payment system is provided as a service that may be used in place of mailing a check as payment for your mortgage.
If Payment is being made on behalf of someone else, please use the responsible party's loan number information to ensure proper accounting.
By submitting payments through the Card Connect Service, you authorize Ross Mortgage Corporation to process your payment according to your instructions.
A home of your own is a significant investment in your future.
In addition to practical considerations such as building equity and tax deductions, homeownership provides a sense of pride and peace of mind for you and your family.
Most people begin their search for a home by visiting real estate websites, talking with friends and visiting prospective neighborhoods.
But, before you get serious about viewing homes on the inside, you need to know how much you can afford.
Mortgage pre-qualification is an indication of the monthly payment and the amount of mortgage for which you can qualify.
The advantages of homeownership are both financially and personally fulfilling.
The financial benefits include building home equity to deducting tax payments and interest expenses when filing taxes.
As your home appreciates it becomes more marketable and its value increases.
Funds - Do you have sufficient funds for your down payment and closing costs?
Funds required to purchase a home will be verified by requesting confirmation from your bank or credit union or by requesting copies of your most recent statements.
When you apply for your mortgage, a representative from Ross Mortgage will assist you in completing the application and answer any questions you may have regarding the loan application process.
The list below outlines the principal documents and information that are generally required from both the borrower and co-borrower(s).
Your representative may request additional documentation depending on the circumstances and the type of loan for which you apply.
Copy of Purchase Sales Contract or Offer to Purchase and All Addendums - Signed by the buyer and seller.
If your debt load is too large for your liking, a debt consolidation loan may be the answer.
You can leverage your home's equity to consolidate any type of debt.
You can choose a cash-out refinance mortgage, a home equity line of credit, or a second mortgage to consolidate and pay off your bills.
While this loan won't immediately raise your credit score, it will help you to efficiently manage your debt and combines your obligations into one easy monthly payment.
Saves on interest payments and frees up cash for savings or to pay down your principal balance.
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