Presidio Mortgage Inc. is a private real estate lending company operating in California since 1990. For over 30 years we've provided private money loans to borrowers throughout the state. Whether you are investing to build wealth or looking to finance your real estate project, working with a partner who understands property investment and the local real estate market can make all the difference.
We have chosen to dedicate our 30 years of experience to the California market, giving us the ability to make confident and informed decisions you can trust. We pair our knowledge and expertise with a pool of great investors to act quickly and decisively, funding loans in as little as three days. We carefully match borrowers and lenders to loans with the best terms for their unique needs.
We recognize the importance of speed, and that loans must often be structured around each client's unique set of financial circumstances. Our programs are designed to provide lightning-fast service and creative funding solutions.
We have chosen to dedicate our 30 years of experience to the California market, giving us the ability to make confident and informed decisions you can trust. We pair our knowledge and expertise with a pool of great investors to act quickly and decisively, funding loans in as little as three days. We carefully match borrowers and lenders to loans with the best terms for their unique needs.
We recognize the importance of speed, and that loans must often be structured around each client's unique set of financial circumstances. Our programs are designed to provide lightning-fast service and creative funding solutions.
Services
At Presidio, we offer flexible and creative loan structures to help you reach your real estate goals.
Your loan will be evaluated within a matter of hours.
We do our own underwriting.
With no upfront fees and minimal paperwork, we can close in as little as three business days.
There are a variety of variables (Loan--to--Value ratio, credit of the borrower, condition of the property, etc.) that determine the interest rate to fund a private money loan.
An appraisal is typically not necessary.
We use comparable properties in the area, pictures and a drive-by to determine the property's value.
Your loan will be evaluated within a matter of hours.
We do our own underwriting.
With no upfront fees and minimal paperwork, we can close in as little as three business days.
There are a variety of variables (Loan--to--Value ratio, credit of the borrower, condition of the property, etc.) that determine the interest rate to fund a private money loan.
An appraisal is typically not necessary.
We use comparable properties in the area, pictures and a drive-by to determine the property's value.
Presidio Mortgage, Inc. takes special care when finding real estate loans for our investors.
More than 90% of our business comes from bank, Realtor, and broker referrals, with whom we have had many years of relationships.
We research the title report, credit history of the borrower, and the property value when assessing the worthiness of the loan.
Conservative valuations are used to determine a property's Loan-to-Value ratio, and rental rates are analyzed to ensure comparable rates of return in the unlikely event of default.
More than 90% of our business comes from bank, Realtor, and broker referrals, with whom we have had many years of relationships.
We research the title report, credit history of the borrower, and the property value when assessing the worthiness of the loan.
Conservative valuations are used to determine a property's Loan-to-Value ratio, and rental rates are analyzed to ensure comparable rates of return in the unlikely event of default.
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