As a dedicated mortgage professional, I will be there for you every step of the home buying process. From selecting the right home loan product that suits your life stage and financial means, to providing real-time loan status and communication between you, your real estate agent, the title company and my office, to being able to answer all of your questions during the life of your mortgage, I am committed to making you feel you are my #1 priority!
Exceptional client service makes a difference! During my career, two key driving forces have consistently produced exceptional client experiences: hard work and always doing the right thing. Clients appreciate when you exceed expectations and doing the right thing always wins in the long run. In addition to those two main components, is an understanding that trust is earned and a deep level of industry knowledge is crucial to the foundation of how my business operates.
I am proud of the many client Testimonials I have received throughout my career.
Exceptional client service makes a difference! During my career, two key driving forces have consistently produced exceptional client experiences: hard work and always doing the right thing. Clients appreciate when you exceed expectations and doing the right thing always wins in the long run. In addition to those two main components, is an understanding that trust is earned and a deep level of industry knowledge is crucial to the foundation of how my business operates.
I am proud of the many client Testimonials I have received throughout my career.
Services
Below is more information about our home loan team.
If you have any questions concerning the home loan process, please contact your Premier Home Mortgage Loan Expert who is on standby ready to assist you with your home mortgage needs.
Jacqualine B. Wolcott began her career in 1996 with a well-known insurance company in Florida called Federated National Insurance Company, doing Tax, Tags and Titling as well as Homeowner's Insurance and Commercial General Liability.
In 2001 Jacqualine started in the Real Estate Title Industry, working for two Real Estate Attorneys in Fort Lauderdale, FL.
If you have any questions concerning the home loan process, please contact your Premier Home Mortgage Loan Expert who is on standby ready to assist you with your home mortgage needs.
Jacqualine B. Wolcott began her career in 1996 with a well-known insurance company in Florida called Federated National Insurance Company, doing Tax, Tags and Titling as well as Homeowner's Insurance and Commercial General Liability.
In 2001 Jacqualine started in the Real Estate Title Industry, working for two Real Estate Attorneys in Fort Lauderdale, FL.
The decision to buy a home is a big one - and naturally you want to make sure it's done right.
With this handy homebuying guide and our expert loan officers at your disposal, Premier Nationwide Lending is here to help you do just that.
Before you start searching for a home, sit down with your family members and create a comprehensive plan.
Why do you want to own a home?
What can you afford to pay each month?
Where will you buy?
What lender and real estate agent will you work with?
Narrow down a list of vendors, and work together to create a budget.
With this handy homebuying guide and our expert loan officers at your disposal, Premier Nationwide Lending is here to help you do just that.
Before you start searching for a home, sit down with your family members and create a comprehensive plan.
Why do you want to own a home?
What can you afford to pay each month?
Where will you buy?
What lender and real estate agent will you work with?
Narrow down a list of vendors, and work together to create a budget.
Whether you're looking to lower your monthly payment or shorten your loan term, refinancing with Premier can help.
Refinancing your mortgage loan has serious financial benefits, from lowering your monthly payment to decreasing the interest you pay - both now and over the life of your loan.
If mortgage prices are falling or your home has appreciated in market value, refinancing may be a good financial choice for your household.
In a falling mortgage interest rate environment, refinancing can help you lower your monthly payment or shorten the term of your loan.
Refinancing your mortgage loan has serious financial benefits, from lowering your monthly payment to decreasing the interest you pay - both now and over the life of your loan.
If mortgage prices are falling or your home has appreciated in market value, refinancing may be a good financial choice for your household.
In a falling mortgage interest rate environment, refinancing can help you lower your monthly payment or shorten the term of your loan.
A fixed rate mortgage is a mortgage loan that has a set interest rate for the entire life of the loan.
It does not fluctuate with market changes and can only be altered through a refinance.
Fixed rate mortgages are typically slightly higher than adjustable rate mortgages because they offer consistency and protection from inflation.
In most of the U.S., the 2021 maximum conforming loan limit (CLL) for one-unit properties will be $548,250.
Eligibility for a fixed rate mortgage depends on your debt-to-income ratio, credit score, financial history, employment status, and other details, as well as the exact loan type you choose.
It does not fluctuate with market changes and can only be altered through a refinance.
Fixed rate mortgages are typically slightly higher than adjustable rate mortgages because they offer consistency and protection from inflation.
In most of the U.S., the 2021 maximum conforming loan limit (CLL) for one-unit properties will be $548,250.
Eligibility for a fixed rate mortgage depends on your debt-to-income ratio, credit score, financial history, employment status, and other details, as well as the exact loan type you choose.
An adjustable rate mortgage (ARM) is a mortgage loan that may vary in monthly payment and interest rate depending on a change in an index.
Typically, the initial rate is lower compared to a fixed rate mortgage, so for many borrowers, it could make homeownership more affordable.
The risk of fluctuating monthly payments may be reduced with annual interest and lifetime interest cap ceilings.
Eligibility for an adjustable rate mortgage depends on the exact loan product you've selected as well as a number of parameters, including your debt-to-income ratio, credit score, income, employment status, and more.
Typically, the initial rate is lower compared to a fixed rate mortgage, so for many borrowers, it could make homeownership more affordable.
The risk of fluctuating monthly payments may be reduced with annual interest and lifetime interest cap ceilings.
Eligibility for an adjustable rate mortgage depends on the exact loan product you've selected as well as a number of parameters, including your debt-to-income ratio, credit score, income, employment status, and more.
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