At Global State Mortgage we close on average 99% of loans on time. It is important to us that the buyer gets their keys, the sellers get their proceeds and the realtors close the deal on time and with ease. That is why at Global State Mortgage we offer the Keys On Time Guarantee. If we do not close on or before the purchase contract date then we will credit our buyers with $895*.
This offers peace of mind to buyers, sellers and the real estate agent. We are a seasoned team of local mortgage loan originators whose number one priority is our clients. Our aim is to make each one of our clients feel valued and appreciated by delivering impeccable service and outstanding communication. Whether we are coaching first time home buyers through the home buying process or assisting seasoned real estate buyers in their next transaction, we hope we can exceed your expectations.
This offers peace of mind to buyers, sellers and the real estate agent. We are a seasoned team of local mortgage loan originators whose number one priority is our clients. Our aim is to make each one of our clients feel valued and appreciated by delivering impeccable service and outstanding communication. Whether we are coaching first time home buyers through the home buying process or assisting seasoned real estate buyers in their next transaction, we hope we can exceed your expectations.
Services
When you are overwhelmed with so many choices, it may seem as if there are even more loan programs than applicants!
Contact us at 515-233-5046 and we'll work with you to qualify you for the right refinance program for your situation.
There are some general things to bear in mind as you look at the options.
Is your refinance primarily to lower your rate and monthly payments?
In that case, applying for a low, fixed-rate loan might be a wise option for you.
Perhaps you are currently in a mortgage with a high, fixed interest rate, or a mortgage with which the rate of interest varies : an adjustable rate mortgage (ARM).
Contact us at 515-233-5046 and we'll work with you to qualify you for the right refinance program for your situation.
There are some general things to bear in mind as you look at the options.
Is your refinance primarily to lower your rate and monthly payments?
In that case, applying for a low, fixed-rate loan might be a wise option for you.
Perhaps you are currently in a mortgage with a high, fixed interest rate, or a mortgage with which the rate of interest varies : an adjustable rate mortgage (ARM).
Compare Rates - See how changes in your rate affect your payment for a given principal and term.
Balloon Payment - A balloon mortgage can reduce your monthly payments but may require refinancing at the end of the term.
Interest Only - Compare monthly payment amounts for an interest-only mortgage and a principal-interest mortgage.
Adjustable Rate Mortgages - Determine monthly payments and the effective interest rate (APR) for an ARM.
Mortgage Qualifier - Find out if you qualify for a given mortgage and just how much you can afford, then create an amortization schedule.
Balloon Payment - A balloon mortgage can reduce your monthly payments but may require refinancing at the end of the term.
Interest Only - Compare monthly payment amounts for an interest-only mortgage and a principal-interest mortgage.
Adjustable Rate Mortgages - Determine monthly payments and the effective interest rate (APR) for an ARM.
Mortgage Qualifier - Find out if you qualify for a given mortgage and just how much you can afford, then create an amortization schedule.
As a company founded by Originators for Originators, we are completely vested in your success.
Join a team that has been voted as one of the best places to work and earned the distinction as a leading mortgage company by producers year after year according to Scotsman Guide & Mortgage Executive Magazine.
Come join our team to get the APM Edge.
We provide our Originators with a fully integrated technology suite to make it easier to do business and interact with your customer in the ways that they now demand.
Join a team that has been voted as one of the best places to work and earned the distinction as a leading mortgage company by producers year after year according to Scotsman Guide & Mortgage Executive Magazine.
Come join our team to get the APM Edge.
We provide our Originators with a fully integrated technology suite to make it easier to do business and interact with your customer in the ways that they now demand.
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