Whether you're looking to purchase a home, refinance your existing mortgage at a lower rate, or are looking to tap into your home's equity to make home improvements, take a vacation or consolidate debt, we have the best options to fit your needs! We understand that every borrower is different, and we offer a variety of products to meet your individual needs.
Whether you are looking to purchase or refinance your current home, we make the mortgage process simple and straight forward by offering the latest in financial tools that enable you to make sound financial choices. With more than 35 years of experience, we have the expertise and resources to help families of all backgrounds buy and refinance their dream homes.
As a broker/lender with vast resources and over 30 years of experience, we can get you the loan you need to buy a new home or refinance your existing one. Our goal is to help you obtain your financing with the least amount of stress through excellent communication and the highest level of customer service.
Whether you are looking to purchase or refinance your current home, we make the mortgage process simple and straight forward by offering the latest in financial tools that enable you to make sound financial choices. With more than 35 years of experience, we have the expertise and resources to help families of all backgrounds buy and refinance their dream homes.
As a broker/lender with vast resources and over 30 years of experience, we can get you the loan you need to buy a new home or refinance your existing one. Our goal is to help you obtain your financing with the least amount of stress through excellent communication and the highest level of customer service.
Services
Concord Mortgage, Inc. was established in 1994 and has been located on Main Street in downtown Brighton, Michigan since 1995.
Our staff consists of highly experienced mortgage professionals with many years of experience in the mortgage industry.
We're a Michigan-based lender, which means that we can take advantage of the programs and rates of several leading lenders.
With all of these options, we are able to provide the best of the best to our valued clients.
We pride ourselves on our knowledge of the mortgage industry along with our superb customer service.
Our staff consists of highly experienced mortgage professionals with many years of experience in the mortgage industry.
We're a Michigan-based lender, which means that we can take advantage of the programs and rates of several leading lenders.
With all of these options, we are able to provide the best of the best to our valued clients.
We pride ourselves on our knowledge of the mortgage industry along with our superb customer service.
Buying or refinancing a home is a huge milestone in your life, and it comes with many factors.
Down payments and costs vary from home to home, and your mortgage lender should be able to create a custom loan plan for you.
When you choose Concord Mortgage, Inc., you can expect our highly experienced team to work with you and help pick the perfect loan option.
Fixed Rate Mortgage: A fixed rate mortgage provides you with a strong sense of security since the interest rate remains the same for the life of the loan.
Down payments and costs vary from home to home, and your mortgage lender should be able to create a custom loan plan for you.
When you choose Concord Mortgage, Inc., you can expect our highly experienced team to work with you and help pick the perfect loan option.
Fixed Rate Mortgage: A fixed rate mortgage provides you with a strong sense of security since the interest rate remains the same for the life of the loan.
Purchasing a home is a wise investment, but only if you have the loan to finance it effectively.
Getting that loan, however, is not a simple matter.
Even if you have good credit, if you've never had a mortgage before, you may not know where to start.
Concord Mortgage, Inc. will help guide you to a mortgage program that will best fit your financial needs.
Concord Mortgage, Inc. will walk you through the entire loan process, from your first conversation with one of our loan originators to the referral to an experienced realtor to help you find the home of your dreams.
Getting that loan, however, is not a simple matter.
Even if you have good credit, if you've never had a mortgage before, you may not know where to start.
Concord Mortgage, Inc. will help guide you to a mortgage program that will best fit your financial needs.
Concord Mortgage, Inc. will walk you through the entire loan process, from your first conversation with one of our loan originators to the referral to an experienced realtor to help you find the home of your dreams.
As your income increases, your career develops and your family grows in size, don't expect your financial needs to be any less dynamic.
The loans and payment terms that worked for you at the beginning may change over time, making it wise to seek new options.
Refinancing your mortgage is one of the most effective ways to tailor your finances to other changes in your life.
Concord Mortgage, Inc. offers many options to homeowners for refinancing.
With our help, you can refinance your mortgage to lower the payment, shorten the term of your mortgage, obtain cash from your equity to consolidate your debt (home equity loans, credit cards, auto loans, recreational vehicles, etc.) all to improve your financial situation.
The loans and payment terms that worked for you at the beginning may change over time, making it wise to seek new options.
Refinancing your mortgage is one of the most effective ways to tailor your finances to other changes in your life.
Concord Mortgage, Inc. offers many options to homeowners for refinancing.
With our help, you can refinance your mortgage to lower the payment, shorten the term of your mortgage, obtain cash from your equity to consolidate your debt (home equity loans, credit cards, auto loans, recreational vehicles, etc.) all to improve your financial situation.
Simply put, conventional loans are mortgage loans that are not insured by the government.
There is no specific government program that they are a part of such as Federal Housing Administration (FHA) or the Department of Veterans' Affairs (VA) loan programs.
Conventional loans are required to conform to the underwriting requirements and loan limits of Fannie Mae and Freddie Mac.
Conforming: A conforming mortgage will follow the guidelines established by Freddie Mac and Fannie Mae, including loan limits.
There is no specific government program that they are a part of such as Federal Housing Administration (FHA) or the Department of Veterans' Affairs (VA) loan programs.
Conventional loans are required to conform to the underwriting requirements and loan limits of Fannie Mae and Freddie Mac.
Conforming: A conforming mortgage will follow the guidelines established by Freddie Mac and Fannie Mae, including loan limits.
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