Franklin Mortgage
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Franklin Mortgage
At Franklin Mortgage Company, we're committed to serving our customers and our communities. Our friendly, experienced staff work with you to find the right mortgage solution. It's experience you can trust. Franklin Mortgage Company L.L.C. is proud to serve both Franklin and St. Charles counties. As a subsidiary of Bank of Franklin County we focus solely on you and your mortgage needs.
Services
At Franklin Mortgage Company, we help design a custom loan that works for you and your financial needs.
We are proud of our competitive interest rates and our easy loan application process.
Not sure where to start?
Give us a call at 636.239.4811 to set up your FREE consultation or drop us a line at j.ballmann@franklinmortgageco.com or j.monzyk@franklinmortgageco.com.
To meet your goals, we offer a variety of loan programs: fixed interest rates, adjustable interest rates, interest-only loans, jumbo loans and bridge loans (to help when you have found your dream home, but haven't sold your current home).
We want to help you make your dream of homeownership a reality.
Our pre-approval process will tell you how much you can afford and your possible monthly payment amount.
When you want to build the perfect house, Franklin Mortgage Company can help with financing of the land or subdivision lot.
Ask about our 100% land lot financing program.
If you are ready to invest in real estate, we are ready to work on a loan to make it happen.
Learn more about our rates, find answers to your questions and see what documents are needed to easily transition through the lending process.
Application Checklist - Plan to have these documents on hand to complete your application.
Calculator - There are many financial decisions involved in purchasing or refinancing a home.
The calculators we provide here can help you decide what type of mortgage is best for you.
Glossary - If you're unfamiliar with any of the terms we use, refer to these definitions to help you get a better grasp of what we mean.
Interest rates fluctuate based on a variety of factors, including inflation, the pace of economic growth, and Federal Reserve policy.
Over time, inflation has the largest influence on the level of interest rates.
A modest rate of inflation will almost always lead to low interest rates, while concerns about rising inflation normally cause interest rates to increase.
Our nation's central bank, the Federal Reserve, implements policies designed to keep inflation and interest rates relatively low and stable.
Signed and dated federal tax returns (i.e., 1040s) from the last year, including all schedules.
If you receive a Social Security pension or annuity, provide a copy of the awards letter and a copy of a recent benefit check.
If you own other real estate, provide a lease/rental agreement, if applicable, and copies of property tax and insurance bills.
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