Allbright Mortgage
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Here are some quick tools that may help you, but remember our team of Brightens are one call away. We are proud to be making a difference by doing things different. We may not have the ability to distribute sunshine and rainbows, but we will brighten the world around us. Our mission is simple, spread as much happiness as we can. With Allbright U we are helping to educate those in our community on various topics such as how to do simple home repairs as well as damaged credit.

We will continue to support our wounded worriers, and those in need in our community. The average Oklahoman deserves the same respect and access to mortgage funding, regardless if the loan is $50,000 or $1M dollars.
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As our organization grows and expand, we promise never to forget our core beliefs: Optimism, Drive, Equality, Integrity, Collaboration, Community and Education.
Optimism: In a world where negativity takes center stage, we pledge to walk on the Brightside of life.
This is the very essence of our name-Allbright Mortgage.
We promise to serve in joy, humility and kindness.
Education: We strive to educate and empower those around us through partnership with Allbright University.
Here at Allbright Mortgage we may not be able to pass out sunshine and rainbows but we will brighten the world around us.
Why pay more than you have to?
Why Refinance a Mortgage?
Don't miss your chance to take advantage of mortgage rates at their lowest in several decades.
Even changing the terms of your mortgage can.
Construction loans are short-term loans with variable rates, (that fluctuate with the prime rate) and have a maximum of one year.
They are designed for two types of borrowers, prospective owners or home builders.
According to Veterans United "the VA loan program is the most powerful home loan program on the market for many veteran, service members, and military families" (VeteransUnited.com).
Go to ApplicationThe USDA Loan.
Most home buyers are not aware that there is a USDA (United States Department of Agriculture) Zero Down Home Loan.
The USDA Rural Development Mortgage/RD loan is a government sponsored home buying program that promotes home ownership of low to moderate income families, primarily geared toward 1st time home buyers.
This mortgage product is available through a lender like us.
If you qualify for a USDA mortgage, in most cases it can be a more affordable loan option then the FHA Mortgage.
If you're a first-time homebuyer, then you may want to consider an FHA loan.
One of the most popular FHA loan is the 203(b).
This type of loan has a fixed-rate and can benefit first time home buyers, as it allows the potential homebuyer to finance up to 97 percent of their home, which helps keep down payments and closing cost to a minimum.
Another benefit of the FHA Loan is that the down payment can be gifted from another individual, no-profit, or the seller themselves.
According to FHA.com "FHA loans do not come with a no-money-down option, but when compare the down payment that is required under the FHA program to conventional loans - you'll find it's much lower in many cases, as low as 3.5%" (FHA.com).
According to Veterans United "the VA loan program is the most powerful home loan program on the market for many veteran, service members, and military families" (VeteransUnited.com).
VA loans are government-backed loans that offer a level of flexibility not afforded by similar loans.
VA loans are provided by private lenders, like us to eligible veterans.
Most mortgage require a minimum of 20% down, but that's not the case with VA loans.
VA loans offer competitive rates and terms and don't require the borrower to place a down payment, "qualified borrowers can finance 100 percent of the home's value without pitting down a dime" (VeteransUnited.com).
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