Provide families with mortgage excellence and financial education that serve as a foundation to future financial success. We value our relationships with our clients and will do all we can to help our clients achieve home ownership and financial success. Solid Rock Home Loans has been in business for 14 years and out loan officers have over 25 years of experience in mortgage lending in Hawaii.
We have a proven track record of helping many families purchase homes in Hawaii. As a licensed mortgage broker, we have relationships locally and nationally with the best wholesale lenders. The wholesale lenders compete for your business. We use a step by step process to educate our clients on the home loan process and help each client understand the importance of financial education.
We have a proven track record of helping many families purchase homes in Hawaii. As a licensed mortgage broker, we have relationships locally and nationally with the best wholesale lenders. The wholesale lenders compete for your business. We use a step by step process to educate our clients on the home loan process and help each client understand the importance of financial education.
Services
In 2006, Ed and Bernie stepped out in faith and started Solid Rock Home Loans, with a vision to bring honesty and excellence to the mortgage lending in Hawaii.
In 2019, Solid Rock Home Loans celebrates their 13 year anniversary having the honor to help many families dreams come true through homeownership.
Ed and Bernie each have over 25 years in Hawaii's mortgage industry, working for local and national banks in various mortgage positions.
Bernie has a background Loan Underwriting and helps oversee the Compliance and Finance.
In 2019, Solid Rock Home Loans celebrates their 13 year anniversary having the honor to help many families dreams come true through homeownership.
Ed and Bernie each have over 25 years in Hawaii's mortgage industry, working for local and national banks in various mortgage positions.
Bernie has a background Loan Underwriting and helps oversee the Compliance and Finance.
In general, a service member is eligible for a VA loan if he or she has met one of the following requirements:.
Active duty and retired veterans all have one thing in common - They risk their lives to serve our country.
Many Veterans have died or have become injured from their service in the military.
The spouses and families of Veterans have risk their relationships from long deployments.
A child's high school graduation, birth of a child, and special occasions are missed from the deployments.
Active duty and retired veterans all have one thing in common - They risk their lives to serve our country.
Many Veterans have died or have become injured from their service in the military.
The spouses and families of Veterans have risk their relationships from long deployments.
A child's high school graduation, birth of a child, and special occasions are missed from the deployments.
For single family homes, there is a cumulative median sales price increase of 249% averaging ~15% per year from 2000-2016.
For condominiums, median sales price was 312% averaging ~18% per year from 2000-2016.
Housing costs are fixed- monthly mortgage payment does not change except for insurance and taxes for primary residents.
Speak to your CPA for more information.
As your home equity (the difference between market value and mortgage balance) grows, it provides options to invest in real estate, use for retirement purposes, or become a paid-in-full homeowner.
For condominiums, median sales price was 312% averaging ~18% per year from 2000-2016.
Housing costs are fixed- monthly mortgage payment does not change except for insurance and taxes for primary residents.
Speak to your CPA for more information.
As your home equity (the difference between market value and mortgage balance) grows, it provides options to invest in real estate, use for retirement purposes, or become a paid-in-full homeowner.
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