As one of the leading specialist lenders, we're focused on delivering clear solutions for buy to let and residential mortgages, bridging finance and second charge loans. By offering a diverse range of award-winning products and dynamic solutions, we could help where some high street lenders can't, supporting your customers in getting the loan they need as quickly and efficiently as possible.
We know that time is money when you're placing cases, so our aim is to give you the answers you need. With straightforward criteria and clear decision making, you know exactly what you're getting with us, and can rely on the dedicated support of our sales team, upfront decisions with decision in principles given in minutes and online tools available 24/7 to get the answers you need, even out of hours.
Buy to let mortgages - We can help portfolio landlord customers, limited companies, those looking at HMOs, and even first-time buyer and first-time landlord customers with our buy to let mortgage range.
We know that time is money when you're placing cases, so our aim is to give you the answers you need. With straightforward criteria and clear decision making, you know exactly what you're getting with us, and can rely on the dedicated support of our sales team, upfront decisions with decision in principles given in minutes and online tools available 24/7 to get the answers you need, even out of hours.
Buy to let mortgages - We can help portfolio landlord customers, limited companies, those looking at HMOs, and even first-time buyer and first-time landlord customers with our buy to let mortgage range.
Services
We've made considerable changes to ensure you get all the support you need.
It means that wherever you are in the country, one of our team is never far away if you need some support in finding the best solution for your customer.
Our search function lets you quickly identify the nearest member of our team for your buy to let and residential mortgage queries, as well as any questions you might have about bridging finance and second charge loans.
It means that wherever you are in the country, one of our team is never far away if you need some support in finding the best solution for your customer.
Our search function lets you quickly identify the nearest member of our team for your buy to let and residential mortgage queries, as well as any questions you might have about bridging finance and second charge loans.
If your customer is planning to purchase or remortgage, is self-employed, a first-time buyer, or looking to purchase a new build property our residential mortgage range could be right up their street.
Even if they have a less than perfect credit profile we are here to help.
PLUS all products available with refund of valuation which could be ideal for remortgages.
This document has been designed to help provide a smooth application process for you and your customer.
You can submit a residential or buy to let mortgage to us direct or alternatively you can introduce a case to one of our packagers.
Even if they have a less than perfect credit profile we are here to help.
PLUS all products available with refund of valuation which could be ideal for remortgages.
This document has been designed to help provide a smooth application process for you and your customer.
You can submit a residential or buy to let mortgage to us direct or alternatively you can introduce a case to one of our packagers.
In the current climate we have been working hard to continue to offer your customers a range of specialist lending solutions.
We are reviewing our position on a regular basis and we would therefore recommend that you review our current product guides in conjunction with our criteria guides to see how best we can help your customer.
Complete the below calculator for an indication of the maximum amount we could lend your customer.
The following questions will enable us to calculate the ongoing Help to Buy equity loan commitment for your customer which must be entered into the online application for an accurate affordability assessment.
We are reviewing our position on a regular basis and we would therefore recommend that you review our current product guides in conjunction with our criteria guides to see how best we can help your customer.
Complete the below calculator for an indication of the maximum amount we could lend your customer.
The following questions will enable us to calculate the ongoing Help to Buy equity loan commitment for your customer which must be entered into the online application for an accurate affordability assessment.
We are no longer accepting applications on this scheme, the Government Help to Buy England equity loan scheme (2021-2023) is now available.
Please see the Help to Buy website for further details.
When a customer comes to you with a new build property they've fallen in love with, have you struggled to place them with a suitable lender?
Some high street banks may not be keen but we could help.
Our new build criteria gives your customer a better chance of realising their dream.
Even if they've been declined by a high street lender, our extensive range of Help to Buy products could help to make that dream a reality.
Please see the Help to Buy website for further details.
When a customer comes to you with a new build property they've fallen in love with, have you struggled to place them with a suitable lender?
Some high street banks may not be keen but we could help.
Our new build criteria gives your customer a better chance of realising their dream.
Even if they've been declined by a high street lender, our extensive range of Help to Buy products could help to make that dream a reality.
Eligibility for the scheme is determined by Homes England and all enquiries should be submitted to them in the first instance.
When eligibility has been agreed by Homes England and an Authority to Proceed (ATP) issued, an application can be submitted to Precise Mortgages.
Unfortunately applicants are not able to switch between Help to Buy schemes.
If your customer wishes to change scheme, any application in progress will need to be cancelled and a new application made to both Precise Mortgages and Homes England.
When eligibility has been agreed by Homes England and an Authority to Proceed (ATP) issued, an application can be submitted to Precise Mortgages.
Unfortunately applicants are not able to switch between Help to Buy schemes.
If your customer wishes to change scheme, any application in progress will need to be cancelled and a new application made to both Precise Mortgages and Homes England.
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