For over 30 years we have provided our clients the service and respect they deserve. We understand the big commitment you are making in buying a home, refinancing a mortgage, or cashing out your home equity. So we make a commitment to you; we will help you qualify, apply, and be approved for the ideal mortgage for you and your family.
Services
Compare Rates - See how changes in your rate affect your payment for a given principal and term.
Balloon Payment - A balloon mortgage can reduce your monthly payments but may require refinancing at the end of the term.
Interest Only - Compare monthly payment amounts for an interest-only mortgage and a principal-interest mortgage.
Adjustable Rate Mortgages - Determine monthly payments and the effective interest rate (APR) for an ARM.
Mortgage Qualifier - Find out if you qualify for a given mortgage and just how much you can afford, then create an amortization schedule.
Balloon Payment - A balloon mortgage can reduce your monthly payments but may require refinancing at the end of the term.
Interest Only - Compare monthly payment amounts for an interest-only mortgage and a principal-interest mortgage.
Adjustable Rate Mortgages - Determine monthly payments and the effective interest rate (APR) for an ARM.
Mortgage Qualifier - Find out if you qualify for a given mortgage and just how much you can afford, then create an amortization schedule.
Since our society is so computer-driven, you're probably not surprised to hear that your creditworthiness comes down to one number.
Credit reporting agencies use your payment history in order to create this score.
Experian, TransUnion, and Equifax, the three major credit agencies, each have their own proprietary formula for building a credit score.
Fair Isaac and Cooriginally developed this score.
Experian uses this model and calls its score FICO.
Equifax's model, based on FICO, is called BEACON, while TransUnion, which also uses a slightly modified FICO, calls its score EMPIRICA.
Credit reporting agencies use your payment history in order to create this score.
Experian, TransUnion, and Equifax, the three major credit agencies, each have their own proprietary formula for building a credit score.
Fair Isaac and Cooriginally developed this score.
Experian uses this model and calls its score FICO.
Equifax's model, based on FICO, is called BEACON, while TransUnion, which also uses a slightly modified FICO, calls its score EMPIRICA.
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Do you have a question?
We can help.
We guarantee your privacy.
By checking the box, you agree that Statewide Funding may call/text you about your inquiry, which may involve use of automated means and prerecorded/artificial voices.
Message/data rates may apply.
Every home sale involves certain costs.
Buyers and sellers customarily share these closing costs, as the sales contract specifies.
As you'll see below, many of the closing costs result from getting your mortgage.
At Statewide Funding, we are highly experienced in residential mortgage lending, so we can provide you with a comprehensive list of mortgage-related costs in your "Loan Estimate".
Soon after you apply for a loan, we will give you a "Loan Estimate" of your costs.
The closing costs specified in the Loan Estimate are estimated based on Statewide Funding's experience with mortgage loans, but costs usually change a little bit between delivery of the Loan Estimate (LE) and closing.
Buyers and sellers customarily share these closing costs, as the sales contract specifies.
As you'll see below, many of the closing costs result from getting your mortgage.
At Statewide Funding, we are highly experienced in residential mortgage lending, so we can provide you with a comprehensive list of mortgage-related costs in your "Loan Estimate".
Soon after you apply for a loan, we will give you a "Loan Estimate" of your costs.
The closing costs specified in the Loan Estimate are estimated based on Statewide Funding's experience with mortgage loans, but costs usually change a little bit between delivery of the Loan Estimate (LE) and closing.
With interest rates fluxuating minute by minute we are suggesting to our clients that they submit a complete loan package now in order to stay ahead of the game and to be able to jump on a great rate when it comes up.
If you are considering purchasing real estate or refinancing there are important steps that you can take to prepare ensure you are able to obtain the best rate possible.
To decide what to do with your credit cards before you apply for a mortgage, it helps to understand the process of securing a home loan, which is different from any other loan you'll apply for.
If you are considering purchasing real estate or refinancing there are important steps that you can take to prepare ensure you are able to obtain the best rate possible.
To decide what to do with your credit cards before you apply for a mortgage, it helps to understand the process of securing a home loan, which is different from any other loan you'll apply for.
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