Ruoff Home Mortgage
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Ruoff Home Mortgage
We want everyone to discover the possibilities and potential in the homeownership experience. At Ruoff, we know the way home. We'll walk there with you. We value communication, so our team has created custom apps to make the mortgage process easier and keep you updated from beginning to end. We are excited to announce that for the second year in a row we have made The Scotsman Guide's list of Top Mortgage Lenders, a ranking of the nation's top-producing mortgage companies.

We are ranked #49 in Top Overall Volume for 2018 (up from #68 last year) with more than $1.9 billion in loan volume. Ruoff Mortgage has been recognized as one of the Top 100 Mortgage Companies in America in 2020, according to Mortgage Executive Magazine. We ranked #52 in loan volume with more than $5.5 billion. It's an honor to be recognized for this achievement.

The full list appears in the Spring 2021 issue. We understand that it isn't just about how much business you do, but how you do business. We treat our homebuyers like family and it shows.
Services
Our mission is to guide homebuyers and homeowners at every step with experience and commitment so they can achieve their goals and move into their homes with confidence.
We provide a best-in-class residential mortgage experience for our customers and an enriching and fulfilling culture for our employees through transparency, respect, and the highest ethical standards.
Our leadership team serves as an example for our company's core values and culture.
Everyday, they inspire and encourage the whole Ruoff family to better ourselves and our communities.
In less than half an hour, my wife and I went in and got our credit scores, and were approved to look for a nice home with price ranges we should be comfortable in, and the reassurance of the Realtors that we are looking to work with.
My loan officer was pleasant, educated in her field, and extremely comfortable to talk to.
My loan officer was very intelligent and made sure everything ran very smoothly!
He was an expert and had the mortgage process done faster than others.
With the market being hot, I strongly suggest getting pre-approved with Ruoff so you can land the house of your dreams!
How do you know if you should refinance?
It's a big decision - learn whether you can save money, lower your interest rate, plan for the future, or make updates to your home.
Ruoff fought tooth and nail to get me refinanced, kept me informed at all times, and got me the best interest rate possible.
I highly suggest this company to anyone in need of a mortgage.
Ruoff made our refinance process extremely quick and easy.
They are very knowledgeable and take the time to fully answer all questions so the client has a good understanding of all aspects involved in their transaction.
A Renovation Loan, with Ruoff Mortgage, gives you the opportunity to buy or refinance a home in need of repairs or updates and roll those costs into one simple home loan.
The repairs or improvements can be as simple as fixing the roof or replacing carpet to remodeling a kitchen or adding on a master suite.
The choices are up to you!
Bonus: Your loan and the value of the property will be based upon the condition and value after the repairs are completed.
The renovation loan allows you the potential to gain instant equity in your home.
A New Home Construction Loan, with Ruoff Mortgage, allows you to simplify the often confusing process of building a home from the ground up.
There are two types of construction loans: One-Time and Two-Time Construction Loans.
New Home Construction Loans cover everything from the land purchase to the roof tiling.
If you'd like to design your new home down to the last detail, a New Home Construction Loan is for you!
It all starts with deciding on the builder or contractor you would like to build your new home.
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