If you are searching for personalized, professional and experienced help with alternative income loans then you have found your team. Unlike most of our competition, we specialize in providing proven solutions to the self employed borrower. We (John Peisner and Team) are dedicated to helping entrepreneurial's navigate outside the traditional mortgage "box".
The common obstacle for the self employed is that after utilizing legal tax deductions the self employed borrower is left with a low AGI (adjusted gross income) and no longer qualifies for a traditional mortgage. However, we can qualify you off your bank deposits from gross business revenue (primary residence) or use true "stated income/no income" (investment property) and we simply wont need or want tax returns, 1099's or K-1's.
We believe we can offer our borrowers the most competitive rate quote for self employed loans for two very important reasons. We have the experience and knowledge to identify the right loan product to match each borrowers unique scenario.
The common obstacle for the self employed is that after utilizing legal tax deductions the self employed borrower is left with a low AGI (adjusted gross income) and no longer qualifies for a traditional mortgage. However, we can qualify you off your bank deposits from gross business revenue (primary residence) or use true "stated income/no income" (investment property) and we simply wont need or want tax returns, 1099's or K-1's.
We believe we can offer our borrowers the most competitive rate quote for self employed loans for two very important reasons. We have the experience and knowledge to identify the right loan product to match each borrowers unique scenario.
Services
We offer the most comprehensive Alternative Income options for self employed, high net worth and "stated income" borrowers.
We can qualify off gross business revenue, asset accounts and No Income document products with out needing a tax return.
We can qualify self employed borrowers with gross revenue bank deposits.
We can qualify high liquidity borrowers with asset depletion and no income docs.
Or, to simplify a complicated scenario we have a "no doc" loan that omits income and employment from the application completely.
We can qualify off gross business revenue, asset accounts and No Income document products with out needing a tax return.
We can qualify self employed borrowers with gross revenue bank deposits.
We can qualify high liquidity borrowers with asset depletion and no income docs.
Or, to simplify a complicated scenario we have a "no doc" loan that omits income and employment from the application completely.
If you are searching for personalized, professional and experienced help with alternative income loans then you have found your team.
Unlike most of our competition, we specialize in providing proven solutions to the self employed borrowers and Investors.
Our newly released Investor loan does not require any borrower income or employment on the application.
You will simply only need a 10% debt service coverage between gross rents and PITI mortgage payment on the subject property.
Offered for Loan Amounts $300,000 to $2 Million Only Product subject to chane with out notice.
Unlike most of our competition, we specialize in providing proven solutions to the self employed borrowers and Investors.
Our newly released Investor loan does not require any borrower income or employment on the application.
You will simply only need a 10% debt service coverage between gross rents and PITI mortgage payment on the subject property.
Offered for Loan Amounts $300,000 to $2 Million Only Product subject to chane with out notice.
BOE Mortgage is the home loan lending division of the Bank Of England.
Bank Of England was founded in England, Arkansas in 1898 and after over 120 years continues today serving as a Regional Community Bank and as a Nationwide Mortgage Provider.
Bank of England is a Domestic US Bank, FDIC insured and regulated, and provides a full array of alternative income loans, conforming loans, FHA/VA government loans, and Jumbo loan products across all states for borrowers.
John Peisner and Team specialize in Alternative Income loans for Self Employed borrowers and Low Down Payment Jumbo loans for borrowers across the country from their Bank Of England office in Colorado.
Bank Of England was founded in England, Arkansas in 1898 and after over 120 years continues today serving as a Regional Community Bank and as a Nationwide Mortgage Provider.
Bank of England is a Domestic US Bank, FDIC insured and regulated, and provides a full array of alternative income loans, conforming loans, FHA/VA government loans, and Jumbo loan products across all states for borrowers.
John Peisner and Team specialize in Alternative Income loans for Self Employed borrowers and Low Down Payment Jumbo loans for borrowers across the country from their Bank Of England office in Colorado.
Shaun was incredible!
Seriously.
Can't recommend him highly enough.
He took the time to explain the entire process in a way that calmed our nerves as first-time home buyers.
He was so helpful and kind throughout the entire process and I felt like he truly wanted what was best for us and put in the work to make it happen.
I encourage anyone who is searching for an amazing lender to contact Shaun immediately.
He is the best!
We will absolutely be using him for all mortgage/refinancing needs in the future.
Seriously.
Can't recommend him highly enough.
He took the time to explain the entire process in a way that calmed our nerves as first-time home buyers.
He was so helpful and kind throughout the entire process and I felt like he truly wanted what was best for us and put in the work to make it happen.
I encourage anyone who is searching for an amazing lender to contact Shaun immediately.
He is the best!
We will absolutely be using him for all mortgage/refinancing needs in the future.
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