At Gateway Mortgage Services, LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available today.
After you select the loan that is best for you, we will work continuously on your behalf to help you achieve your dream of homeownership. At Gateway Mortgage Services, LLC we strive to make you a client for life. We want to be your first choice each and every time you need a home loan. We always try to go above and beyond for you so that you will always feel confident referring your family and friends to us for their mortgage financing needs.
Take advantage of our expertise in the residential lending industry by applying online today. You will find that the skill, professionalism, and consideration we give to each of our clients makes getting your loan a worthwhile endeavor.
After you select the loan that is best for you, we will work continuously on your behalf to help you achieve your dream of homeownership. At Gateway Mortgage Services, LLC we strive to make you a client for life. We want to be your first choice each and every time you need a home loan. We always try to go above and beyond for you so that you will always feel confident referring your family and friends to us for their mortgage financing needs.
Take advantage of our expertise in the residential lending industry by applying online today. You will find that the skill, professionalism, and consideration we give to each of our clients makes getting your loan a worthwhile endeavor.
Services
The pre-approval process is much more complete than pre-qualification.
For pre-qualification, the loan officer asks you a few questions and provides you with a pre-qual letter.
Pre-approval includes all the steps of a full approval, except for the appraisal and title search.
Pre-approval can put you in a better negotiating position, much like a cash buyer.
Usually people refinance to save money, either by obtaining a lower interest rate or by reducing the term of the loan.
Refinancing is also a way to convert an adjustable loan to a fixed loan or to consolidate debts.
For pre-qualification, the loan officer asks you a few questions and provides you with a pre-qual letter.
Pre-approval includes all the steps of a full approval, except for the appraisal and title search.
Pre-approval can put you in a better negotiating position, much like a cash buyer.
Usually people refinance to save money, either by obtaining a lower interest rate or by reducing the term of the loan.
Refinancing is also a way to convert an adjustable loan to a fixed loan or to consolidate debts.
Pre-qualification starts the loan process.
Once a lender has gathered information about a borrower's income and debts, a determination can be made as to how much the borrower can pay for a house.
Since different loan programs can cause different valuations a borrower should get pre-qualified for each loan type the borrower may qualify for.
In attempting to approve homebuyers for the type and amount of mortgage they want, mortgage companies look at two key factors.
Ability to repay the mortgage is verified by your current employment and total income.
Once a lender has gathered information about a borrower's income and debts, a determination can be made as to how much the borrower can pay for a house.
Since different loan programs can cause different valuations a borrower should get pre-qualified for each loan type the borrower may qualify for.
In attempting to approve homebuyers for the type and amount of mortgage they want, mortgage companies look at two key factors.
Ability to repay the mortgage is verified by your current employment and total income.
These days it is very important to protect your credit score.
Getting a great deal on a new home loan is easier if you have a great credit score.
At Gateway Mortgage Services, we feel that it is important to educate our clients so that they can get the best possible rate on any loan.
You should pay all of your bills on time but especially those that are connected to your credit like: Mortgages, Auto Loans, Personal Loans, Credit Cards and other revolving loans.
Be very careful who you give your Social Security Number to and make sure that they keep it safe.
Getting a great deal on a new home loan is easier if you have a great credit score.
At Gateway Mortgage Services, we feel that it is important to educate our clients so that they can get the best possible rate on any loan.
You should pay all of your bills on time but especially those that are connected to your credit like: Mortgages, Auto Loans, Personal Loans, Credit Cards and other revolving loans.
Be very careful who you give your Social Security Number to and make sure that they keep it safe.
At Gateway Mortgage Services, we are always looking for ways to better serve our customers.
Our Rate Tracker service is a no-obligation, free service designed to help our customers find their desired lending scenario.
Use our Rate Tracker to request notification when our rates reach a desired level.
For more information, please contact us at 860-978-6838.
Our Rate Tracker service is a no-obligation, free service designed to help our customers find their desired lending scenario.
Use our Rate Tracker to request notification when our rates reach a desired level.
For more information, please contact us at 860-978-6838.
The following is a partial list of programs offered by Gateway Mortgage Services, LLC with a brief description of the key elements of each.
For a complete list of the programs that we offer, please contact us at 860-574-9458.
A popular loan type, conventional fixed rate loans feature a constant interest rate for the life of the life.
Generally speaking, monthly payments remain constant.
Traditionally borrowers are expected to provide a 20 percent down payment though this is not necessarily required.
For a complete list of the programs that we offer, please contact us at 860-574-9458.
A popular loan type, conventional fixed rate loans feature a constant interest rate for the life of the life.
Generally speaking, monthly payments remain constant.
Traditionally borrowers are expected to provide a 20 percent down payment though this is not necessarily required.
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