Our passion is helping our community and its people thrive; we do this by creating a mortgage or refinance solution tailored to your specific needs. We are committed to being your first choice when seeking ethical lending from a mortgage company that cares about you. Because we know that home is where your story begins.
Services
At Cascadia Home Loans, we put our clients first 100 percent of the time.
As a transparent company, we believe in helping you understand each step of purchasing or refinancing your home.
We are dedicated to cultivating sustainable practices that strengthen the beautiful environment in which we live.
Through our passion for helping our community and its people thrive, we remain committed to achieving our vision of becoming your first choice when seeking ethical lending from a mortgage company that cares.
As a transparent company, we believe in helping you understand each step of purchasing or refinancing your home.
We are dedicated to cultivating sustainable practices that strengthen the beautiful environment in which we live.
Through our passion for helping our community and its people thrive, we remain committed to achieving our vision of becoming your first choice when seeking ethical lending from a mortgage company that cares.
Cascadia Home Loans offers fixed and adjustable-rate mortgages.
We also work with FHA, VA, and USDA loan programs.
Why wait?
You can get started now, save your progress, and come back to finish anytime.
If you have questions just give Cascadia a call and we will walk you through the home loan pre-approval process.
Discovery - Cascadia takes the time to learn about what makes you, you.
Your unique situation, goals, and plans.
Taking the time to get to know you helps us put together a plan that is tailored to your specific needs and goals.
We also work with FHA, VA, and USDA loan programs.
Why wait?
You can get started now, save your progress, and come back to finish anytime.
If you have questions just give Cascadia a call and we will walk you through the home loan pre-approval process.
Discovery - Cascadia takes the time to learn about what makes you, you.
Your unique situation, goals, and plans.
Taking the time to get to know you helps us put together a plan that is tailored to your specific needs and goals.
Results are based on the info you enter for the purchase price, down payment, term, and interest rate, etc.
If you only want to calculate principal and interest then enter zero for property tax and property insurance.
If you need some help understanding Private Mortgage Insurance or PMI, check our mortgage insurance calculator or give our office a call.
We can help you determine how much home you can afford.
If you only want to calculate principal and interest then enter zero for property tax and property insurance.
If you need some help understanding Private Mortgage Insurance or PMI, check our mortgage insurance calculator or give our office a call.
We can help you determine how much home you can afford.
Mortgage insurance (private mortgage insurance - PMI for short), is insurance that protects a lender in the event that a borrower defaults on a home loan.
It's important to note that only the lender benefits from PMI.
If a borrower defaults on their mortgage, PMI does not offer any protection to the borrower.
Mortgage insurance is usually required when the down payment for a home purchase is less than 20 percent of the purchase price - or when one has less than 20% equity in a refinance scenario.
It's important to note that only the lender benefits from PMI.
If a borrower defaults on their mortgage, PMI does not offer any protection to the borrower.
Mortgage insurance is usually required when the down payment for a home purchase is less than 20 percent of the purchase price - or when one has less than 20% equity in a refinance scenario.
When a property, whether owned or leased, is willingly surrendered without a newly appointed owner or tenant.
An auction that sells property to the highest bidder regardless of the winning bid amount.
When a mortgage stipulates that the lender can request that the borrower pay the whole balance if they miss a monthly payment.
When an individual makes a large payment that is more than the scheduled amount due, so as to lessen the outstanding amount of the loan.
Adjustable Rate Mortgage (ARM)Also known as an ARM, an adjustable rate mortgage gives the lender a chance to change the interest rate throughout the course of the loan.
An auction that sells property to the highest bidder regardless of the winning bid amount.
When a mortgage stipulates that the lender can request that the borrower pay the whole balance if they miss a monthly payment.
When an individual makes a large payment that is more than the scheduled amount due, so as to lessen the outstanding amount of the loan.
Adjustable Rate Mortgage (ARM)Also known as an ARM, an adjustable rate mortgage gives the lender a chance to change the interest rate throughout the course of the loan.
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