Homeownership Center
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We offer a variety of loans for home buyers and existing home owners at all income levels. We offer personal advising services, financial coaching, and education courses to help you along the way. Home loans, home buyer education, and credit counseling for residents of North Central West Virginia.

The HomeOwnership Center located in Elkins, WV and proudly serving the communities of Barbour, Lewis, Pendleton, Pocahontas, Randolph, Tucker, Upshur and Webster Counties, is a not-for-profit, community based lending, advising, and educational resource for individuals and families of any income level.Through our vast network of partners, we provide competitive and affordable traditional and specialty home loans and assistance to a wide variety of individuals and families.

Are you a first time home buyer looking for expert advice on all your home loan options? Or are you a current home owner looking to refinance or relocate? Or maybe you are an individual who has been turned down by traditional mortgage lenders, The HomeOwnership Center has programs and services that may be the perfect fit for you.
Services
Opening Doors for Residents of North Central WV through Home Lending, Advising and Education Services.
The HomeOwnership Center (HOC) is a private, not-for-profit, equal-housing lender, housing counselor, and education provider dedicated to enhancing financial fitness and home ownership opportunities for residents of North Central West Virginia.
HOC proudly offers services to a wide variety of individuals from any income level and from all walks of life.
Our highly trained and dedicated staff members are ready to provide you with customized home lending services, financial counseling, and debt advice to help you reach your financial or home buying goals.
After you've completed the steps below, our Home Ownership Advisor will call you to schedule an appointment.
The following 3 steps should take you less than 15 minutes.
You can also download the forms as a PDF and submit via US mail, by fax, or drop them by our office.
Step 2 - Pay for Credit Report We ask that you pay $22.00 per applicant for your credit report.
This is a comprehensive report and you will receive a copy at your appointment for your records.
This report is a "soft pull" which means it will not hurt (lower) your credit score.
The HomeOwnership Center is a not-for-profit corporation created more than 15 years ago to promote sustainable homeownership and healthy quality of life for residents in north central West Virginia.
We work hard to help families improve their financial fitness, navigate the home buying process, and attain the dream of homeownership.
These efforts not only benefit local residents, but also support our local and regional economies.
When you support our work, you help support our community, too.
The mission of the HomeOwnership Center is to strengthen the communities of North Central West Virginia by creating and supporting successful home owners through mortgage lending, credit counseling, financial advising and home buyer education.
Empowering and inspiring families to achieve financial confidence and the dream of home ownership.
In 2001, we became a chartered member of NeighborWorks America, joining a national network of more than 200 non-profit organizations focused on affordable homeownership and community development.
Our knowledgeable and friendly staff has many years of experience helping West Virginia families plan for and finance the home of their dreams.
We are here to answer your home buying questions, help you improve your financial stability, and get you mortgage-ready and on the road to home ownership.
With the many resources at our disposal, our expert staff is here to make your home buying experience as smooth as possible.
We look forward to helping you.
Before taking this position, Kate served as Program Manager for Highland Community Builders, where she was responsible for sales, marketing, financing and customer relations for the Highland Meadows neighborhood.
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