The Best Reverse Mortgage Solutions in Austin, Dallas, Houston, San Antonio and ALL of TEXAS. Texas Reverse Mortgages are our specialty. 1st USA Reverse Mortgage/The Valdez Group is not here to sell you products. We are here to help you find solutions to your needs. We understand that any Reverse Mortgage is a big decision and should not be taken lightly.
Our first priority is to educate and to find the right program to fit your needs and one that will benefit you for the future. A Home Equity Conversion Mortgage (HECM's), also known as Reverse Mortgages are federally-insured and backed by the U.S. Department of Housing and Urban Development (HUD). HECM loans can be used for any purpose. Many financial advisors are recommending the Reverse Mortgage program to homeowners age 62 and older as a successful retirement planning tool.
Here are a few ways to structure your pay options. You can choose to take money as a lump sum or receive monthly disbursements that can be used to pay for living expenses.
Our first priority is to educate and to find the right program to fit your needs and one that will benefit you for the future. A Home Equity Conversion Mortgage (HECM's), also known as Reverse Mortgages are federally-insured and backed by the U.S. Department of Housing and Urban Development (HUD). HECM loans can be used for any purpose. Many financial advisors are recommending the Reverse Mortgage program to homeowners age 62 and older as a successful retirement planning tool.
Here are a few ways to structure your pay options. You can choose to take money as a lump sum or receive monthly disbursements that can be used to pay for living expenses.
Services
Joe currently resides in Austin, TX.
Joe is a seasoned professional with 14 years originating Reverse Mortgages.
Joe puts an important focus on customer satisfaction and ensures that his client's Reverse Mortgages close timely and effectively.
His proven success record has helped hundreds of homeowners 62 and older nearing retirement.
Joe's team is dedicated to providing you with the knowledge and education that is necessary to make informed decisions about your Reverse Mortgage financing needs.
Joe is a seasoned professional with 14 years originating Reverse Mortgages.
Joe puts an important focus on customer satisfaction and ensures that his client's Reverse Mortgages close timely and effectively.
His proven success record has helped hundreds of homeowners 62 and older nearing retirement.
Joe's team is dedicated to providing you with the knowledge and education that is necessary to make informed decisions about your Reverse Mortgage financing needs.
HECM Annual is a reverse mortgage whose interest rate adjusts only once a year, with a"lifetime cap" to ensure that your rate will never go beyond a certain percentage above over the initial rate.
In addition, there's an "interval cap" that guarantees that your interest rate cannot increase by more than a certain percentage annually.
And to help give you financial flexibility, you have the choice of taking your funds as a lump sum, monthly advances, a line of credit or a combination of these.
It's up to you.
In addition, there's an "interval cap" that guarantees that your interest rate cannot increase by more than a certain percentage annually.
And to help give you financial flexibility, you have the choice of taking your funds as a lump sum, monthly advances, a line of credit or a combination of these.
It's up to you.
Here are just a few of our favorite benefits of a reverse mortgage.
We hope that this helps you in making a wise decision to move forward with your reverse mortgage.
With a Reverse Mortgage, as long as you live in your home, you never have to worry about monthly mortgage payments again, as long as you continue to pay your property taxes, insurance and HOA (if applicable).
Use the money received to live on now so other investments can be used later after having more time to grow.
Have access to all funds available in your line of credit regardless of changes in your home value.
We hope that this helps you in making a wise decision to move forward with your reverse mortgage.
With a Reverse Mortgage, as long as you live in your home, you never have to worry about monthly mortgage payments again, as long as you continue to pay your property taxes, insurance and HOA (if applicable).
Use the money received to live on now so other investments can be used later after having more time to grow.
Have access to all funds available in your line of credit regardless of changes in your home value.
Our licensed specialists do everything they can to ensure you have a great experience throughout the entire process of getting your loan.
We are with you every step of the way to answer your questions and ease any concerns.
During this step, we will review your financial situation and get the appraised value of your home.
Receive, review, and complete your application with guidance from your licensed specialist.
Undergo a financial assessment to make sure you can uphold the financial obligations of your loan.
We are with you every step of the way to answer your questions and ease any concerns.
During this step, we will review your financial situation and get the appraised value of your home.
Receive, review, and complete your application with guidance from your licensed specialist.
Undergo a financial assessment to make sure you can uphold the financial obligations of your loan.
HECM for Purchase (H4P) is a Federal Housing Administration (FHA)-insured home financing program designed specifically for homebuyers who are age 62 and older.
It's specifically designed to help you get the funds you need to buy the home you want at this point in your life - with fewer financial worries and limitations.
It's specifically designed to help you get the funds you need to buy the home you want at this point in your life - with fewer financial worries and limitations.
Reviews
Be the first to review 1st USA Reverse Mortgage.
Write a Review
