Getting a home loan when you are a business owner, or are self-employed can be a tricky process at best. We know how to get your home loan or refinance approved when you are an independent business person. Martin Mortgage is proud to work with military service members, business owners and everyone in between in order to help find the very best deals available on your home mortgage.
Martin Mortgage services: Fulshear, Richmond, Rosenberg, Houston, Sugarland and Wharton areas and is proud to be your local mortgage company in those areas. Martin Mortgage looks forward to showing you why we do more VA and Bank Document loans than anyone else in Fulshear.
Martin Mortgage services: Fulshear, Richmond, Rosenberg, Houston, Sugarland and Wharton areas and is proud to be your local mortgage company in those areas. Martin Mortgage looks forward to showing you why we do more VA and Bank Document loans than anyone else in Fulshear.
Services
Conventional loans are secured by government sponsored entities such as Fannie Mae and Freddie Mac.
Conventional loans can be made to purchase or refinance homes, single family to four family homes.
These loans generally begin with an interest rate that is 2-3 percent below a comparable fixed rate mortgage, and could allow you to buy a more expensive home.
In certain markets, Adjustable Rate Loans (ARMs) may offer a low introductory rate or start rate.
This start rate is for a limited time.
As a rule, the lower the start rate is the shorter the time before the loan makes its first adjustment.
Conventional loans can be made to purchase or refinance homes, single family to four family homes.
These loans generally begin with an interest rate that is 2-3 percent below a comparable fixed rate mortgage, and could allow you to buy a more expensive home.
In certain markets, Adjustable Rate Loans (ARMs) may offer a low introductory rate or start rate.
This start rate is for a limited time.
As a rule, the lower the start rate is the shorter the time before the loan makes its first adjustment.
These loans generally begin with an interest rate that is 2-3 percent below a comparable fixed rate mortgage, and could allow you to buy a more expensive home.
However, the interest rate changes at specified intervals (for example, every year) depending on changing market conditions; if interest rates go up, your monthly mortgage payment will go up, too.
However, if rates go down, your mortgage payment will drop also.
There are also mortgages that combine aspects of fixed and adjustable rate mortgages - starting at a low fixed rate for seven to ten years, for example, then adjusting to market conditions.
However, the interest rate changes at specified intervals (for example, every year) depending on changing market conditions; if interest rates go up, your monthly mortgage payment will go up, too.
However, if rates go down, your mortgage payment will drop also.
There are also mortgages that combine aspects of fixed and adjustable rate mortgages - starting at a low fixed rate for seven to ten years, for example, then adjusting to market conditions.
Conventional loans are secured by government sponsored entities such as Fannie Mae and Freddie Mac.
Conventional loans can be made to purchase or refinance homes, single family to four family homes.
The Conforming Loan Limits are published annually by the Federal Housing Finance Agency (FHFA).
Alaska, Hawaii, Guam and the U.S. Virgin Islands have loan limits that are 50% higher than the other contiguous states.
Early in 2008, there were legislative changes that resulted in temporarily increases of the loan limits in certain high-cost areas in the contiguous United States.
Conventional loans can be made to purchase or refinance homes, single family to four family homes.
The Conforming Loan Limits are published annually by the Federal Housing Finance Agency (FHFA).
Alaska, Hawaii, Guam and the U.S. Virgin Islands have loan limits that are 50% higher than the other contiguous states.
Early in 2008, there were legislative changes that resulted in temporarily increases of the loan limits in certain high-cost areas in the contiguous United States.
The most common type of mortgage program where your monthly payments for interest and principal never change.
Property taxes and homeowners insurance may increase, but generally your monthly payments will be very stable.
Fixed rate mortgages are available for 30 years, 20 years, 15 years and even 10 years.
There are also "biweekly" mortgages, which shorten the loan by calling for half the monthly payment every two weeks.
Fixed rate fully amortizing loans have two distinct features.
First, the interest rate remains fixed for the life of the loan.
Property taxes and homeowners insurance may increase, but generally your monthly payments will be very stable.
Fixed rate mortgages are available for 30 years, 20 years, 15 years and even 10 years.
There are also "biweekly" mortgages, which shorten the loan by calling for half the monthly payment every two weeks.
Fixed rate fully amortizing loans have two distinct features.
First, the interest rate remains fixed for the life of the loan.
An "Interest Only" loan can offer consumers greater purchasing power, increased cash flow and a number of other benefits which are listed later in this article.
First let us start with a quick explanation of how the product works.
With Interest only loans the borrower has the flexibility of paying only the interest due on the mortgage.
Most of these products allow you to pay extra if you choose.
They work well for borrowers that are restricted by a tight budget, and the savings can be as much as $300-400 per month!.
First let us start with a quick explanation of how the product works.
With Interest only loans the borrower has the flexibility of paying only the interest due on the mortgage.
Most of these products allow you to pay extra if you choose.
They work well for borrowers that are restricted by a tight budget, and the savings can be as much as $300-400 per month!.
Reviews
Be the first to review Martin Mortgage.
Write a Review
