Conventional mortgages are offered at 10, 15, 20, 25, and 30 year terms. There are a number of advantages to a conventional loan; these advantages include flexibility and lower costs. Also, conventional loans do not have up-front mortgage insurance. FHA loans are insured by the Federal Housing Administration and require a minimum of 3.5% down. This loan program is very popular for first time homebuyers.
For Cache Valley home loans we offer FHA loans because FHA loan programs are particularly. USDA (Rural Housing) home loans are offered in rural areas as determined by the United States Department of Agriculture (USDA). The goal of USDA is to help lower income households obtain home loans at reasonable mortgage rates in rural areas. Diversified Home Loans has an all-star team, dedicated to the needs of our clients.
Collectively we have experience with all types of loans, and can help people in any and all loan situations. Stuart graduated from Utah State University, class of 2004, in Business Management and Human Resource with an emphasis in Spanish.
For Cache Valley home loans we offer FHA loans because FHA loan programs are particularly. USDA (Rural Housing) home loans are offered in rural areas as determined by the United States Department of Agriculture (USDA). The goal of USDA is to help lower income households obtain home loans at reasonable mortgage rates in rural areas. Diversified Home Loans has an all-star team, dedicated to the needs of our clients.
Collectively we have experience with all types of loans, and can help people in any and all loan situations. Stuart graduated from Utah State University, class of 2004, in Business Management and Human Resource with an emphasis in Spanish.
Services
Founded in 2005, our brokerage has been providing loan services to the great people of Cache Valley, UT and the surrounding areas.
We take great pride in our work!
We would love to help you - please contact us today!
We are passionate about our industry and we exist to serve the needs of our clients.
Our promise to all our clients is to offer the very best financial advice and to consistently exceed your expectations.
We take great pride in our work!
We would love to help you - please contact us today!
We are passionate about our industry and we exist to serve the needs of our clients.
Our promise to all our clients is to offer the very best financial advice and to consistently exceed your expectations.
I'm Justin Molyneux, the primary lending manager for Diversified Home Loans.
There's nothing else that I'd rather do as a profession, which is helping people from all types of backgrounds to get into the right home with financing that.
Chris Coats is a Logan Utah mortgage lender born and raised in Clifton, ID.
Cache Valley was a short distance to move to come and attend Utah State University in 1997.
Chris graduated USU in 2000 with a degree in Finance & Economics.
Stuart Brower was born in New York, raised in Guatemala, and graduated high school in Virginia.
There's nothing else that I'd rather do as a profession, which is helping people from all types of backgrounds to get into the right home with financing that.
Chris Coats is a Logan Utah mortgage lender born and raised in Clifton, ID.
Cache Valley was a short distance to move to come and attend Utah State University in 1997.
Chris graduated USU in 2000 with a degree in Finance & Economics.
Stuart Brower was born in New York, raised in Guatemala, and graduated high school in Virginia.
Conventional mortgages are offered at 10, 15, 20, 25, and 30 year terms.
There are a number of advantages to a conventional loan; these advantages include flexibility and lower costs.
Also, conventional loans do not have up-front mortgage insurance premiums due.
There are few disadvantages.
Conventional loans generally require a larger down payment (at least 20% to avoid mortgage insurance) and have stricter debt to income ratio requirements than the Government Programs.
These loans may have monthly private mortgage insurance if certain loan-to-value ratios are exceeded.
There are a number of advantages to a conventional loan; these advantages include flexibility and lower costs.
Also, conventional loans do not have up-front mortgage insurance premiums due.
There are few disadvantages.
Conventional loans generally require a larger down payment (at least 20% to avoid mortgage insurance) and have stricter debt to income ratio requirements than the Government Programs.
These loans may have monthly private mortgage insurance if certain loan-to-value ratios are exceeded.
FHA loans are insured by the Federal Housing Administration and require a minimum of 3.5% down.
This loan program is very popular for first time homebuyers.
For Cache Valley home loans we offer FHA loans because FHA loan programs are particularly beneficial to those buyers with less money down.
The rates on FHA loans are generally market rates, while down payment and credit score requirements are less strict than conventional lending.
FHA is available to all buyers and the programs are designed to help creditworthy borrowers of low to moderate-income families reach home ownership.
This loan program is very popular for first time homebuyers.
For Cache Valley home loans we offer FHA loans because FHA loan programs are particularly beneficial to those buyers with less money down.
The rates on FHA loans are generally market rates, while down payment and credit score requirements are less strict than conventional lending.
FHA is available to all buyers and the programs are designed to help creditworthy borrowers of low to moderate-income families reach home ownership.
VA guaranteed loans are made by lenders and guaranteed by the U.S. Department of Veteran Affairs (VA) to eligible veterans for the purchase of a home.
If you have served in any of the armed forces, you may qualify for this home loan in Logan, Utah.
The benefits of VA loans are that the program offers 100% financing, no down payment, and no monthly mortgage insurance.
VA requires an upfront guarantee fee that varies depending on eligibility.
The fee may be paid in cash by the buyer or seller, or it may be financed in the loan amount.
If you have served in any of the armed forces, you may qualify for this home loan in Logan, Utah.
The benefits of VA loans are that the program offers 100% financing, no down payment, and no monthly mortgage insurance.
VA requires an upfront guarantee fee that varies depending on eligibility.
The fee may be paid in cash by the buyer or seller, or it may be financed in the loan amount.
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