Customer Satisfaction is extremely important to us, so please feel free to contact us anytime with your questions or to let us know how we are doing. Many people dream of owning their own home, but the high cost of homes usually requires a mortgage to make this become a reality. Let Coast2Coast Lending help you with this very important decision. Mortgage rules are changing all the time, let our highly qualified mortgage advisors answer all of your loan questions and concerns.
We have mortgage products to fit most borrower's needs. From perfect credit with large down payments, to weak credit with little or no money down. We are licensed in many states to assist consumers with their mortgage needs. Please contact us 7 days a week to learn more about any of the mortgage programs listed. Use this free automated tool to help calculate your monthly mortgage payment.
A home is one of the largest purchases you will ever make - let us help make it simple. With this tool you can estimate the financial implications in a mortgage financing arrangement.
We have mortgage products to fit most borrower's needs. From perfect credit with large down payments, to weak credit with little or no money down. We are licensed in many states to assist consumers with their mortgage needs. Please contact us 7 days a week to learn more about any of the mortgage programs listed. Use this free automated tool to help calculate your monthly mortgage payment.
A home is one of the largest purchases you will ever make - let us help make it simple. With this tool you can estimate the financial implications in a mortgage financing arrangement.
Services
Regardless of your mortgage knowledge, Coast2Coast Lending will be more than happy to assist you.
We take the time to answer all your questions and educate you on the advantages of first-time home buyers, 100% Down, No Money Down, Plus Closing Costs programs.
If you are looking for information on government loan programs, you have found the right place.
Questions about qualifying or applying for a loan?
The single-family housing, USDA 502 Guaranteed program is a government-insured mortgage program for the states across the south, including Florida, Georgia, Alabama, Tennessee, North Carolina, South Carolina, Virginia, Colorado, and Texas.
We take the time to answer all your questions and educate you on the advantages of first-time home buyers, 100% Down, No Money Down, Plus Closing Costs programs.
If you are looking for information on government loan programs, you have found the right place.
Questions about qualifying or applying for a loan?
The single-family housing, USDA 502 Guaranteed program is a government-insured mortgage program for the states across the south, including Florida, Georgia, Alabama, Tennessee, North Carolina, South Carolina, Virginia, Colorado, and Texas.
An FHA loan is a mortgage that is insured by the Federal Housing Administration (FHA).
The FHA program was created in response to the increase in foreclosures and defaults during the 1930s.
The FHA program provides approved mortgage lenders with adequate insurance and helps stimulate the housing market by making loans accessible and affordable for people with less than perfect credit or lower down payments.
The federal government reduces risk to the lender in the event a borrower defaults on their mortgage payments.
The FHA program was created in response to the increase in foreclosures and defaults during the 1930s.
The FHA program provides approved mortgage lenders with adequate insurance and helps stimulate the housing market by making loans accessible and affordable for people with less than perfect credit or lower down payments.
The federal government reduces risk to the lender in the event a borrower defaults on their mortgage payments.
As the name suggests, Jumbo Home loans are great for high-priced or luxury home purchases.
A Jumbo mortgage is an alternative when the amount of the loan exceeds the standard conforming loan limits.
The current conforming limit is $548,250 except for some high-cost locations in CA, CO, South Fla, and Virginia/DC.
The underwriting process is similar to that of other loan processes, except in some cases 2 appraisals may be required.
A larger down payment is also required with a jumbo loan, generally at least 10%.
A Jumbo mortgage is an alternative when the amount of the loan exceeds the standard conforming loan limits.
The current conforming limit is $548,250 except for some high-cost locations in CA, CO, South Fla, and Virginia/DC.
The underwriting process is similar to that of other loan processes, except in some cases 2 appraisals may be required.
A larger down payment is also required with a jumbo loan, generally at least 10%.
The VA home loan remains a great option for eligible Veterans to purchase a home with no money down.
Coast2Coast Lending is proud to offer VA purchase, rate-term and cash-out refinance options to eligible Veterans.
We are also proud to announce all lender underwriting & processing fees ($1,590 value) will be waived for active military personnel, veterans, first responders and nurses.
VA mortgages offer several benefits to military home buyers and their families.
The biggest advantage is the benefit of 100% financing with no monthly mortgage insurance costs.
Coast2Coast Lending is proud to offer VA purchase, rate-term and cash-out refinance options to eligible Veterans.
We are also proud to announce all lender underwriting & processing fees ($1,590 value) will be waived for active military personnel, veterans, first responders and nurses.
VA mortgages offer several benefits to military home buyers and their families.
The biggest advantage is the benefit of 100% financing with no monthly mortgage insurance costs.
In a cash-out refinance you are both paying off your current home loan as well as receiving additional funds back at closing.
With a rate & term refinance, you are simply paying off your current loan(s) and keep your equity in your home.
The rate & term refinance options at Coast2Coast can help lower your mortgage interest rate and monthly payments to save you money.
Loan term reduction: reduce the term from a 30 year to 15-year fix and reduce your interest rate.
Note that lower term mortgages typically have lower interest rates.
With a rate & term refinance, you are simply paying off your current loan(s) and keep your equity in your home.
The rate & term refinance options at Coast2Coast can help lower your mortgage interest rate and monthly payments to save you money.
Loan term reduction: reduce the term from a 30 year to 15-year fix and reduce your interest rate.
Note that lower term mortgages typically have lower interest rates.
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