At Glacier Financial we feel we are more than a mortgage lender, and will provide our customers with personalized attention by catering to your specific needs. Whatever your residential financing needs, we will tailor a loan that's right for you. Purchasing a home is likely to be one of the biggest investments you make in your lifetime. It's an exciting time that also comes with many challenges.
Don't let your mortgage company be one of them. Glacier Financial is a locally owned and operated Michigan-Based Mortgage Company that is dedicated to serving the needs of its customers. We are proud to assist homeowners in Michigan communities and offer the best mortgage rates in the state of Michigan and are redefining the way Mortgage Companies Operate.
Glacier Financial offers very competitive rates for home purchase mortgages and home refinance loans for real estate located throughout the Michigan area. Now is the perfect time to take advantage of low interest rates and an exceptional market.
Don't let your mortgage company be one of them. Glacier Financial is a locally owned and operated Michigan-Based Mortgage Company that is dedicated to serving the needs of its customers. We are proud to assist homeowners in Michigan communities and offer the best mortgage rates in the state of Michigan and are redefining the way Mortgage Companies Operate.
Glacier Financial offers very competitive rates for home purchase mortgages and home refinance loans for real estate located throughout the Michigan area. Now is the perfect time to take advantage of low interest rates and an exceptional market.
Services
At Glacier Financial our mission is to set the highest standards achievable in the mortgage industry.
Glacier Financial was established in 2001, and has quickly earned the respect of the entire community by becoming the area's leading mortgage provider throughout central Michigan.
By offering our customers top notch service along with the area's lowest interest rates, Glacier Financial has been recognized as the #1 residential mortgage company in Mid Michigan.
Jameel Abdo, Owner, President, and Founder of Glacier Financial, believes that you're only as good as your last mortgage, and you must treat each client as your most important one.
Glacier Financial was established in 2001, and has quickly earned the respect of the entire community by becoming the area's leading mortgage provider throughout central Michigan.
By offering our customers top notch service along with the area's lowest interest rates, Glacier Financial has been recognized as the #1 residential mortgage company in Mid Michigan.
Jameel Abdo, Owner, President, and Founder of Glacier Financial, believes that you're only as good as your last mortgage, and you must treat each client as your most important one.
At Glacier Financial we work very hard to make the loan process as quick and easy as possible for all of our clients.
Whether you're looking to Purchase a new home, or Refinance an existing loan, the Professionals at Glacier Financial provide a mortgage experience that's more informative, educational and simpler than any other mortgage provider in the country.
In addition, regardless of where you live in Michigan, we'll come to you if necessary.
The entire State is local to us!
At this step, your licensed Loan Originator will perform a short Q&A, either by phone or face to face in our office.
Whether you're looking to Purchase a new home, or Refinance an existing loan, the Professionals at Glacier Financial provide a mortgage experience that's more informative, educational and simpler than any other mortgage provider in the country.
In addition, regardless of where you live in Michigan, we'll come to you if necessary.
The entire State is local to us!
At this step, your licensed Loan Originator will perform a short Q&A, either by phone or face to face in our office.
What is considered acceptable credit history?
Generally any payments that have been past due over thirty (30) days in the past two (2) years may require a detailed letter of explanation.
Each situation will be reviewed on a case-by-case basis with the following being of importance: the number of times delinquent, the type of account that is or was delinquent, the reason for the delinquencies and a satisfactory explanation as to why these won't occur again.
How long is required that I be employed with my employer?
Generally any payments that have been past due over thirty (30) days in the past two (2) years may require a detailed letter of explanation.
Each situation will be reviewed on a case-by-case basis with the following being of importance: the number of times delinquent, the type of account that is or was delinquent, the reason for the delinquencies and a satisfactory explanation as to why these won't occur again.
How long is required that I be employed with my employer?
Your overall satisfaction is extremely important to us, and we encourage any and all feedback throughout the process, and after your Mortgage Loan has been finalized.
After your closing you'll receive a Quality Control Report that allows you to rate your experience.
Question: Were you satisfied with your loan officer and were they able to answer all questions promptly?
Answer: Yes, everyone was always very friendly and helpful.
When entering their office I would always get the feeling that everyone really cared about their clients.
After your closing you'll receive a Quality Control Report that allows you to rate your experience.
Question: Were you satisfied with your loan officer and were they able to answer all questions promptly?
Answer: Yes, everyone was always very friendly and helpful.
When entering their office I would always get the feeling that everyone really cared about their clients.
Conventional Loans (also known as a Traditional Mortgage) offer a wide Variety of Loan Terms, and the Guidelines are bit more flexible in regards to the condition of the Property.
Conventional Loans are not Income restricted, but do have Loan amount limits as outlined by Fannie & Freddie Mac.
Mainly designed for borrowers with Credit scores above 700.
The Minimum Down Payment for this program in most cases is 5%.
This program can be used for Owner Occupied Properties, 2nd Homes, and Investment Properties of up to 4 Units.
Conventional Loans are not Income restricted, but do have Loan amount limits as outlined by Fannie & Freddie Mac.
Mainly designed for borrowers with Credit scores above 700.
The Minimum Down Payment for this program in most cases is 5%.
This program can be used for Owner Occupied Properties, 2nd Homes, and Investment Properties of up to 4 Units.
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