First Rate Mortgage is a locally owned independent mortgage broker located in Waukee, IA. We help well qualified buyers throughout Iowa get great rates without the runaround and hassle experienced at local banks. At First Rate Mortgage, we are not limited to just one mortgage company, therefore we can search many companies to better serve our customers.
By doing this, we provide the information our customers need to choose the mortgage financing program best suited for their particular situation. Honesty to lead clients where they get the most benefit, not because it gives us a paycheck. As a realtor, and customer, I have worked with Angela for 17 years, and have never been disappointed in the service provided.
As a realtor, we deal with a variety of lenders, and it is always a smoother transaction with an ethical, honest, experienced loan originator that will put the client's interest ahead of their own.
By doing this, we provide the information our customers need to choose the mortgage financing program best suited for their particular situation. Honesty to lead clients where they get the most benefit, not because it gives us a paycheck. As a realtor, and customer, I have worked with Angela for 17 years, and have never been disappointed in the service provided.
As a realtor, we deal with a variety of lenders, and it is always a smoother transaction with an ethical, honest, experienced loan originator that will put the client's interest ahead of their own.
Services
Our goals are to provide a high level of one on one service with our customer's and offer them the best rates available.
How do we do this?
We are approved to do business with multiple lenders who we shop on a day to day basis to find the best rate and programs available.
At First Rate Mortgage, our first priority is making sure your mortgage loan experience is a positive one.
Our mortgage specialists are trained to listen instead of the other way around.
We pride ourselves on working hard to make sure you get the best loan product available and that it meets your needs.
How do we do this?
We are approved to do business with multiple lenders who we shop on a day to day basis to find the best rate and programs available.
At First Rate Mortgage, our first priority is making sure your mortgage loan experience is a positive one.
Our mortgage specialists are trained to listen instead of the other way around.
We pride ourselves on working hard to make sure you get the best loan product available and that it meets your needs.
I've known Angela Swank (Frost) for over fifteen years and have personally used her for a mortgage loan.
She delivers what she promises with no surprises at the closing table.
She made buying a home a pleasurable experience.
I would definitely recommend First Rate Mortgage due to the integrity level Angela chooses to live by within her company.
She delivers what she promises with no surprises at the closing table.
She made buying a home a pleasurable experience.
I would definitely recommend First Rate Mortgage due to the integrity level Angela chooses to live by within her company.
This depends on a lot of factors and because we work with so many lenders and each client is different and desires different things, quoting a rate is easier to do once we have a few details.
There are programs that offer as little as 1% down, however you may be surprised once you look at several programs with higher down payments that offer lower payments and costs.
Being educated about multiple options is important so you know the cost of what you are choosing for a product.
This depends on the product and lender, but we require a minimum middle credit score of 640.
There are programs that offer as little as 1% down, however you may be surprised once you look at several programs with higher down payments that offer lower payments and costs.
Being educated about multiple options is important so you know the cost of what you are choosing for a product.
This depends on the product and lender, but we require a minimum middle credit score of 640.
Applying for a loan is easy and not as scary as it might seem, but it's important to work with someone asking the right questions.
Today's underwriting is precise and each client has a unique situation that needs to be understood for a good loan pre-approval.
If you know your social security number, your income and your residence history you are off to a good start for a pre-approval.
You can apply over the phone, in person, or online at your convenience.
Of course, keep your personal information safe and only hand it over to reputable firms.
Today's underwriting is precise and each client has a unique situation that needs to be understood for a good loan pre-approval.
If you know your social security number, your income and your residence history you are off to a good start for a pre-approval.
You can apply over the phone, in person, or online at your convenience.
Of course, keep your personal information safe and only hand it over to reputable firms.
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