For more than two decades, The Burke Team has provided high-quality mortgage lending services across West Virginia, Virginia, Maryland and Pennsylvania. In the process, we've helped tens of thousands of customers just like you achieve their dream of home-ownership. Whether you are purchasing a new home, a vacation home, or refinancing; your home loan with Sierra Pacific Mortgage isn't just a transaction - we consider you part of the family.
Denise and Gina made buying my house a wonderful experience. No matter how many questions I asked they were always available and patiently answered each one. Thanks to these two amazing ladies I am now a very happy homeowner! Thanks for everything ladies!
Denise and Gina made buying my house a wonderful experience. No matter how many questions I asked they were always available and patiently answered each one. Thanks to these two amazing ladies I am now a very happy homeowner! Thanks for everything ladies!
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A conventional mortgage refers to a loan that is not insured or guaranteed by the federal government.
A conventional, or conforming, mortgage adheres to the guidelines set by Fannie Mae and Freddie Mac.
It may have either a fixed or adjustable rate.
Conventional loans may be cheaper overall but require good credit.
Mortgage insurance may also be required with conventional loans if a down payment is below 20%.
Contact your loan officer for a private consultation and compare loan programs when shopping for the right mortgage solution.
A conventional, or conforming, mortgage adheres to the guidelines set by Fannie Mae and Freddie Mac.
It may have either a fixed or adjustable rate.
Conventional loans may be cheaper overall but require good credit.
Mortgage insurance may also be required with conventional loans if a down payment is below 20%.
Contact your loan officer for a private consultation and compare loan programs when shopping for the right mortgage solution.
Generally speaking, you can purchase a home with a value of two or three times your annual household income.
However, the amount that you can borrow will also depend upon your employment history, credit history, current savings and debts, and the amount of down payment you are willing to make.
You may also be able to take advantage of special loan programs for first time buyers to purchase a home with a higher value.
Give us a call, and we can help you determine exactly how much you can afford.
However, the amount that you can borrow will also depend upon your employment history, credit history, current savings and debts, and the amount of down payment you are willing to make.
You may also be able to take advantage of special loan programs for first time buyers to purchase a home with a higher value.
Give us a call, and we can help you determine exactly how much you can afford.
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