St James Mortgage
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We are a direct Fannie Mae lender licensed to use Fannie Mae's automated underwriting system. This means Fast Approvals within minutes and little supporting paperwork. St. James Mortgage Corporation [NMLS ID:129808] is a Preferred Lender for discriminating Michigan customers that want a continuing relationship with their lender. Locally owned, we make and service our loans - you won't be immediately sold off to an out-of-state servicing company.

When rates fall, refinancing is a snap, since we already have necessary information in our files. Our professional mortgage loan servicing department is here to make certain that your relationship with our company is a pleasant one over many years. Our very high level of repeat and customer referral business shows that our customers value this continuing relationship.

In most loan programs, at least a portion of the down payment must come from your own funds. This demonstrates to the lender that your home is an investment that is important to you.
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